Totaled???

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Jul 27, 2012 | 07:02 PM

Fire4Effect

Thread Starter

Cruiser

Joined: Jun 2009

Posts: 243

Likes: 1

From: San Antonio, TX

Totaled???

So I find out this morning that my garage had about a foot and a half of water in it overnight. As a reference, the water came up just below where the top half of the saddlebag lid meets the lower. There is oil underneath the bike and the tailpipe has begun rusting on the inside. Any guesses on what I can expect once the adjuster arrives?

The bike started (I didn't see the oil until I moved the bike because of the mud and clutter in the garage) and seemed to run normally, but I'd guess there was at least a half quart of oil on the floor.

Jul 27, 2012 | 10:08 PM

scj

Road Warrior

Joined: Apr 2009

Posts: 1,258

Likes: 114

From: Jackson, Ohio

Transmission is probably full of water if the water was a foot and a half deep. You should not have started it until all the fluids were dumped to check for water.

Jul 28, 2012 | 08:32 AM

Sam D.

Road Master

Joined: Jan 2010

Posts: 758

Likes: 73

From: Dayton, Ohio

Quote:

Originally Posted by scj

Transmission is probably full of water if the water was a foot and a half deep. You should not have started it until all the fluids were dumped to check for water.

1+ on that,,,,the tranny breather tube definitely took in water...

Jul 28, 2012 | 11:26 AM

OU812

Tourer

Joined: Jun 2008

Posts: 446

Likes: 0

From: Texas

Dont tell your ins co you started the bike.

Jul 28, 2012 | 01:28 PM

DANNER55

Advanced

Joined: Nov 2009

Posts: 82

Likes: 2

Were you out of town as we have had no rain in Jax for about 3 weeks? Do you have flood insurance?

Good Luck with the adjuster. If you need any help with your bike, send me a PM!

Danner

Jul 29, 2012 | 06:31 AM

Fire4Effect

Thread Starter

Cruiser

Joined: Jun 2009

Posts: 243

Likes: 1

From: San Antonio, TX

Quote:

Originally Posted by DANNER55

Were you out of town as we have had no rain in Jax for about 3 weeks? Do you have flood insurance?

Good Luck with the adjuster. If you need any help with your bike, send me a PM!

Danner

Yeah, I'm in south Texas temporarily, where it never rains. Just my luck. I don't have flood insurance because the garage is in an apartment, but the bike has comprehensive coverage. The adjuster called and sight unseen, he said the bike most likely is totaled, but obviously they still have to inspect it. I don't know if this is how they normally handle these situations or what.

Jul 29, 2012 | 09:29 AM

adrift

Intermediate

Joined: May 2010

Posts: 36

Likes: 6

if they total it, buy it back! you can probably snag it from them for 1500 or 2 grand. drop it off and let an indy or the dealer go over it for a few hundred, and you have a spare SE bike for under 5K!