What would you do?
Cruiser
Joined: Sep 2010
Posts: 215
Likes: 1
From: Central Illinois
I say dont roll any small extras into the financing, that will start you off being "upside down" on what you owe vs. what the cycle is worth..go ahead and throw the pipes and stage 1 kit in if you "HAVE TO" otherwise I would order them from DR. V-TWIN but the "small" items you listed are ones you should be able to buy out of pocket or do like I do and just buy a part every weekend it helps absorb the HD Stealer shock to your bank account..JMO
Road Master
Joined: Oct 2010
Posts: 1,038
Likes: 1
From: Katy, TX
I say dont roll any small extras into the financing, that will start you off being "upside down" on what you owe vs. what the cycle is worth..go ahead and throw the pipes and stage 1 kit in if you "HAVE TO" otherwise I would order them from DR. V-TWIN but the "small" items you listed are ones you should be able to buy out of pocket or do like I do and just buy a part every weekend it helps absorb the HD Stealer shock to your bank account..JMO
Dealers give you pennies on the dollar for mods. Keep all your stock parts so you can put them back on when you go to sell it then you can ebay or sell them on here. You will get more of your money back doing it this way verses trading it to the dealer.
Elite HDF Member
Joined: May 2006
Posts: 3,927
Likes: 5
From: Midwest
I noticed that your discount stipulates "installed". Be clear about whether the 15% discount includes labor. if not, nothing would keep them from just adding the 15% back into the labor charges.
And I'll go against the grain here and say not to worry about rolling the extras you want into the financing. On a new bike you will be upside down as soon as you ride it off the lot, and being underwater doesn't really matter anyway unless you plan to sell or trade it before it's paid off--and the more you make it to your liking, the more likely you are to hang on to it. Just make sure your insurance covers the extras in case of an accident and you'll be good to go.
And I'll go against the grain here and say not to worry about rolling the extras you want into the financing. On a new bike you will be upside down as soon as you ride it off the lot, and being underwater doesn't really matter anyway unless you plan to sell or trade it before it's paid off--and the more you make it to your liking, the more likely you are to hang on to it. Just make sure your insurance covers the extras in case of an accident and you'll be good to go.
Last edited by Sharknose; Apr 14, 2011 at 02:57 PM.
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