date night on the fatboy, worst ever!
Elite HDF Member
Joined: Jun 2009
Posts: 4,640
Likes: 8
From: Corpus Christi,Texas
that sucks I carry 10 grand Accessory coverage on my 98 is there anything distingusing that one can eaisly see that will identify your fatty like a scratch/scrape or a missing or damaged something maybe the location or odd/unique grimlin bell?
Thread Starter
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Cruiser
Joined: Jul 2010
Posts: 116
Likes: 0
From: Chubbuck ID
On the backside of the front fender is a spot about the size of a silver dollar that the paint has been rubbed off of. The clutch cable got loose and I didn't notice it for a few days. Also the "ball" on the font brake lever was snapped off.
Tomorrow I'll be calling corpus Harley and wicked customs, both have done work on it and know the bike.
Kirk
Tomorrow I'll be calling corpus Harley and wicked customs, both have done work on it and know the bike.
Kirk
Seasoned HDF Member
Joined: Nov 2007
Posts: 6,790
Likes: 10
From: Hawaii
being so close to mexico the cops didn't sound too positive.
how many days have to go by before an insurance company will right the check for a stolen bike?
what is the actual cash value for a 05 fatboy,80k miles,carb,stage 1, full of chrome, saddlebags,windshield,etc.....
I've been told trade value of it is 9500, but a dealer doesn't give credit for pipes and such. and that is a wholesale value. so is 12k a reasonable number?
kirk
kirk
how many days have to go by before an insurance company will right the check for a stolen bike?
what is the actual cash value for a 05 fatboy,80k miles,carb,stage 1, full of chrome, saddlebags,windshield,etc.....
I've been told trade value of it is 9500, but a dealer doesn't give credit for pipes and such. and that is a wholesale value. so is 12k a reasonable number?
kirk
kirk
Cruiser
Joined: May 2011
Posts: 129
Likes: 0
From: Texas
Like others have said, search for similar bikes and see what they are selling for. If it were me I would be looking at Harley Dealerships etc... because they always ask full book. Use that as leverage.
I will tell you Progressive really took care of me when I had an 07 Race ATV stolen. I had 5 K extra coverage on it and they didnt bat an eye after I showed them pics and the retail cost of them. The bike was an 07 so they gave me retail plus taxes etc.... I came out really well except for the fact I had hundreds of hours building it.
If memory serves me correct I had my check within 2 weeks. I asked if they recovered it what would happen and they said I would be siging my rights awy to it when I picked up my check.
It was really a painless deal other than loosing my bike.
I know you really liked the bike but look at it this way. You can start over on a new one with little to no miles on it.
Best of luck.
I will tell you Progressive really took care of me when I had an 07 Race ATV stolen. I had 5 K extra coverage on it and they didnt bat an eye after I showed them pics and the retail cost of them. The bike was an 07 so they gave me retail plus taxes etc.... I came out really well except for the fact I had hundreds of hours building it.
If memory serves me correct I had my check within 2 weeks. I asked if they recovered it what would happen and they said I would be siging my rights awy to it when I picked up my check.
It was really a painless deal other than loosing my bike.
I know you really liked the bike but look at it this way. You can start over on a new one with little to no miles on it.
Best of luck.
Thread Starter
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Cruiser
Joined: Jul 2010
Posts: 116
Likes: 0
From: Chubbuck ID
The progressive guy called at 9 am. We spoke for close to an hour. He said they use nada avg retail for price. Mine is 11400.00 plus any accessories I have photos of, up to 3k in value. So maybe just maybe, I'll come out ahead a little on this.
Oh and he said by law they have to have it wrapped up 15 days after I return the needed documents, unless they suspect fraud, then they can request longer.
Oh and he said by law they have to have it wrapped up 15 days after I return the needed documents, unless they suspect fraud, then they can request longer.
Tourer
Joined: Feb 2010
Posts: 312
Likes: 11
From: Winston Salem, NC
You may also be entitled to rental fees for those 15 days, depending on your coverage. I believe I got $35 per day.
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Outstanding HDF Member
Joined: Jun 2007
Posts: 2,796
Likes: 36
From: Toronto, Ontario
Hey man, this blows, but look at it this way,
You and your wife are home safe, and spent the night in your own beds.. that is worth something.. trust me on that.
You will get your money back and a new bike soon, life is good
, the sucker who stole it, does not have one tenth of what you got.
You and your wife are home safe, and spent the night in your own beds.. that is worth something.. trust me on that.
You will get your money back and a new bike soon, life is good
, the sucker who stole it, does not have one tenth of what you got.
