HD Finance Rate?
Aug 12, 2012 | 12:47 PM
Joined: Aug 2012
Posts: 168
Likes: 6
From: Pittsburgh, PA
HD Finance Rate?
I have been to two different dealers now and gotten two different responses....
Aug 12, 2012 | 12:49 PM
Joined: Apr 2011
Posts: 1,365
Likes: 9
From: Greensboro, NC
Go to your local credit union, much better rates. Currently my credit union is offering 2.99%.
Aug 12, 2012 | 01:04 PM
Joined: Feb 2012
Posts: 58
Likes: 0
From: Arizona
4.99% through Harley last month
Aug 12, 2012 | 01:27 PM
Joined: Jul 2012
Posts: 27
Likes: 0
From: Lawrenceville, ga
1.99 on a used bike at Georgia Federal Credit Union
Aug 12, 2012 | 02:24 PM
Joined: Jul 2012
Posts: 87
Likes: 1
From: Idaho
Credit unions are the best in my area too.
Aug 12, 2012 | 02:36 PM
Joined: Jun 2010
Posts: 251
Likes: 8
Quote:
Originally Posted by
ShortsNSandals
Credit unions are the best in my area too.
Me too. Got 1.49% out to 72 months with my CU. Thats for an 80% loan with direct withdrawal from my account (that offered a 0.5% discount).
Aug 12, 2012 | 02:43 PM
Joined: Sep 2009
Posts: 25,292
Likes: 2,427
From: Eastern NE
HD's rate will vary to "their" good - always. Take the advice fm above - get to a CU, or bank.
Aug 12, 2012 | 03:16 PM
Joined: Mar 2008
Posts: 399
Likes: 2
From: C-bus
Sale reps get bonus from getting you to finance and the higher the rate the better for them. If you must go with HD push you dealer to get you a better rate or go elsewhere for the loan.
Aug 13, 2012 | 04:01 PM
Joined: Jun 2012
Posts: 121
Likes: 1
From: Central Washington
Bought a 2011 FLSTC in June of last year. Financed through Harley Davidson at 2.99%. No complaints with them at all.
Aug 13, 2012 | 04:08 PM
Joined: Sep 2009
Posts: 3,672
Likes: 643
Dealers make money when you finance through them. Some dealers add a few points onto the rate for pure profit, others don't.
