Rocker Members…got into an accident...
Thread Starter
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Road Captain
Joined: Jan 2013
Posts: 524
Likes: 0
From: Kansas City
Thank you all… Im feeling better and healing fast.
Now the bike is another issue… in the morning the dealer finally emailed an estimate… to repair it to its original shape…all stock… I called and asked why Stock…please add all the extras…after a few phone calls got a second estimate.
Well on friday the amount on the estimate was to high for the insurance (more that 70% of the bike value) so they will total it…but today the insurance guy checked a few things and the max amount that can be paid without the bike being total was increased… so I might get the max plus the bike and then determine where I want to get it fix.
Im gonna take my time… hopefully find a place that does a good job for less… I have another bike, a 1200 Sporster.. so I can ride while I decide to fix the Rocker or maybe get something else… but I really like the Rocker…
It just socks to put a lot of time on a bike…get it to the point that you like…then have an accident…that I still can understand why it happened..and then get screwed by the insurance.
Now the bike is another issue… in the morning the dealer finally emailed an estimate… to repair it to its original shape…all stock… I called and asked why Stock…please add all the extras…after a few phone calls got a second estimate.
Well on friday the amount on the estimate was to high for the insurance (more that 70% of the bike value) so they will total it…but today the insurance guy checked a few things and the max amount that can be paid without the bike being total was increased… so I might get the max plus the bike and then determine where I want to get it fix.
Im gonna take my time… hopefully find a place that does a good job for less… I have another bike, a 1200 Sporster.. so I can ride while I decide to fix the Rocker or maybe get something else… but I really like the Rocker…
It just socks to put a lot of time on a bike…get it to the point that you like…then have an accident…that I still can understand why it happened..and then get screwed by the insurance.
Thread Starter
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Road Captain
Joined: Jan 2013
Posts: 524
Likes: 0
From: Kansas City
I let you know about parts later
need to settle the insurance issue first
mine is red
don't know about the tank, but maybe to repaint it is less than to fix mine and repaint it.
Thread Starter
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Road Captain
Joined: Jan 2013
Posts: 524
Likes: 0
From: Kansas City
Thread Starter
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Road Captain
Joined: Jan 2013
Posts: 524
Likes: 0
From: Kansas City
When the police showed up at the accident I keep telling the cop " look at my bike, please help me pick it up, I worked so hard to get it the way it was"… the cop said " don't worry about your bike…look at your arms.."
then later he said..usually HD owners are more worried about the bike… we invest so much time and $$$… on the bike that is "normal" to be concerned about it…. specially some really cool bike on this forum.
Last edited by HDFan0611; Jun 17, 2014 at 09:25 PM.
Club Member
Joined: Feb 2007
Posts: 2,404
Likes: 12
From: Haymarket, VA
I know you loved your bike & had it just like you wanted it, but put it in proper context. It's just a bike, a machine made of metal & rubber. It can be replaced or repaired, not always the case with human bodies. Years from now this will be a distant memory, & you'll have another bike to get just the way you want it.
The important thing is you're OK.
The important thing is you're OK.
Thread Starter
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Road Captain
Joined: Jan 2013
Posts: 524
Likes: 0
From: Kansas City
I know you loved your bike & had it just like you wanted it, but put it in proper context. It's just a bike, a machine made of metal & rubber. It can be replaced or repaired, not always the case with human bodies. Years from now this will be a distant memory, & you'll have another bike to get just the way you want it.
The important thing is you're OK.
The important thing is you're OK.
Club Member
Joined: Feb 2007
Posts: 2,404
Likes: 12
From: Haymarket, VA
Bent the railing? You have a guardian angel!
Thread Starter
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Road Captain
Joined: Jan 2013
Posts: 524
Likes: 0
From: Kansas City
Yes
I also had a cop behind me
so as soon as this happened he turn the lights on, closed the exit
then fire fighters and ambulance showed up a few minutes later and closed the highway to one lane
hospital was only 20 block away
The cops said that he did not had his camera recording he was not sure but said if he did, it will be the perfect video of why always wear a helmet hit the railing head-on, without the helmet, I'm pretty sure I will not be here or paralyzed.
So like you said just a bike that is why now I'm think about if it is worth all the time and $$$ that we put on this bikes and if you get into an accident the insurance will not cover most of it.
but is fun to ride and be proud of your ride .
The cops said that he did not had his camera recording he was not sure but said if he did, it will be the perfect video of why always wear a helmet hit the railing head-on, without the helmet, I'm pretty sure I will not be here or paralyzed.
So like you said just a bike that is why now I'm think about if it is worth all the time and $$$ that we put on this bikes and if you get into an accident the insurance will not cover most of it.
but is fun to ride and be proud of your ride .
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Outstanding HDF Member
Joined: Aug 2012
Posts: 3,217
Likes: 90
From: Detroit
Well on friday the amount on the estimate was to high for the insurance (more that 70% of the bike value) so they will total it but today the insurance guy checked a few things and the max amount that can be paid without the bike being total was increased so I might get the max plus the bike and then determine where I want to get it fix.
There's one more option you might have: Buying it from the insurance company after they total it. My insurance company offered that, but they expected to get a pretty good price at auction (I guess people are willing to pay a lot because it's considered to be an outstanding platform for a custom), so it wasn't a super deal in my case. You'd also want to consider whether you'd end up with a "salvage title" by doing that.
In my case, the repair estimate was about 14K. They paid me about 15K to total it, and offered to sell it to me for about 8K. Maybe you can do better.
Elite HDF Member
Joined: Sep 2012
Posts: 4,719
Likes: 60
From: Los Angeles
Get well, HDFan. Very glad it wasn't worse, but it definitely doesn't look easy either.
I hear ya on the jacket. Take your time picking one and I bet it won't turn out to be as sweaty as you think and you'll come to prefer it on the bike.
I hear ya on the jacket. Take your time picking one and I bet it won't turn out to be as sweaty as you think and you'll come to prefer it on the bike.