Sportster Models 883, 883 Custom, 1200 Custom, 883L, 1200L, 1200S, 1200 Roadster, XR1200, and the Nightster.
Sponsored by:
Sponsored by:

Insurance recommendations?

Thread Tools
 
Search this Thread
 
Old Aug 8, 2007 | 09:57 PM
  #11  
jeramy's Avatar
jeramy
Banned
Joined: Jun 2007
Posts: 754
Likes: 0
From: grew up in AR. now in Pocola,OK.
Default RE: Insurance recommendations?

i use em bcause my wife does on her mustang
 
Reply
Old Aug 8, 2007 | 10:17 PM
  #12  
hawaiibound's Avatar
hawaiibound
Tourer
Joined: Dec 2006
Posts: 270
Likes: 0
Default RE: Insurance recommendations?

HC, granted I didn't do ALL my homework. In ID witha clean driving record and good credit, Progressive was the best price, checked the lizard company and a couple of farm... something’s. I'm all ears if there is a less expensive company out there. I prostitute my LABOR for 70+ hours a week, sothe more cabbage I can keep in the bank account... the easier my life will be. Any general recommendations are welcome of course I realize you're probably not licensed in ID... but just general info.
Hummm naked chic, pool, male bikers = accidents. Did you say you work for an insurance company? Ride on sister!
 
Reply
Old Aug 8, 2007 | 11:52 PM
  #13  
EzRyder's Avatar
EzRyder
Cruiser
Joined: Jun 2007
Posts: 132
Likes: 0
From: Just north of Chicago
Default RE: Insurance recommendations?

Insurance ... opposite of gambling .. Insurance pay a small amount of $ to avoid a big lose. Gambling pay a small amount of $ to win big.

We have had State Farm independently and then post marriage -- 15-20 years each. That means our auto insurance can not be canceled due to accidents (only if we lose a license, perhaps DUI) - I think that they stopped writing those policies. They also have our house, personal property, etc.

I don't shop deals for insurance. I wanta company that I can trust to be there and not drop me at the first hint of trouble. Years ago some one turned by Honda Prelude into a Honda Accordion. His payment to Allstate was late so they decided not to cover the claim. In the end my insurance company sued him and won -- they may have gotten some $, I never collected any part of my deductible back. They are on avoid at all cost list.

Thus far I am happy with State Farm but only have a few minor claims.

 
Reply
Old Aug 9, 2007 | 05:19 AM
  #14  
myuserid's Avatar
myuserid
Advanced
Joined: Jul 2007
Posts: 79
Likes: 0
From:
Default RE: Insurance recommendations?

$300 a year for full coverage for my nightster at GEICO
 
Reply
Old Aug 9, 2007 | 08:50 AM
  #15  
F1J1's Avatar
F1J1
Tourer
Joined: May 2007
Posts: 441
Likes: 1
From: Ohio
Default RE: Insurance recommendations?

I'm a Nationwide agent. Approximately 25 of my customers work for Progressive in Mayfield Heights.

My Sporty is insured with Nationwide and I have high liability limits. I have to. My tab for the year is $253 which includes a membership to the AMA.

No, agents do not get "special" rates.
 
Reply
Old Aug 9, 2007 | 11:33 AM
  #16  
yomomma22's Avatar
yomomma22
Road Captain
Joined: Mar 2006
Posts: 663
Likes: 0
From:
Default RE: Insurance recommendations?

I went with state farm. I am 26 and my 95 1200 cost me 26 dollars a month full coverage. But I do have 2 cages and my house with them also.
 
Reply
Old Aug 9, 2007 | 01:46 PM
  #17  
StargazerXT12's Avatar
StargazerXT12
Road Warrior
Joined: May 2007
Posts: 1,502
Likes: 0
From: Somewhere in, WA
Default RE: Insurance recommendations?

ORIGINAL: F1J1

I'm a Nationwide agent. Approximately 25 of my customers work for Progressive in Mayfield Heights.

My Sporty is insured with Nationwide and I have high liability limits. I have to. My tab for the year is $253 which includes a membership to the AMA.

No, agents do not get "special" rates.
I didn't know Nationwide covered bikes. When I got mine through Farmers/Foremost we were told only Farmers, Geico and Progressive. I'm going to check out Nationwide. Thanks for the info.
 
Reply
Old Aug 9, 2007 | 06:55 PM
  #18  
HD9358's Avatar
HD9358
Cruiser
Joined: Jun 2007
Posts: 174
Likes: 1
From: tulsa okla
Default RE: Insurance recommendations?

just bought my 06 1200 custom a month or so ago. and after calling my car agent among others.. progressive was able to give me full coverage for 1yr for 199.00!! thought that was quite reasonable as far as insurance!!
 
Reply
HD Forum Stories

The Best of Harley-Davidson for Lifelong Riders

story-0

7 Times Harley-Davidson Chucked Tradition Out the Window

 Verdad Gallardo
story-1

7 Surprising Harley-Davidson Products that Are Not Motorcycles

 Verdad Gallardo
story-2

8 Best Harley-Davidson Motorcycles Ever

 Pouria Savadkouei
story-3

10 Worst Harley-Davidson Motorcycles Ever

 Pouria Savadkouei
story-4

Killer Custom's Jail Break Is The Breakout That Refused to Blend In

 Verdad Gallardo
story-5

Crazy Bunderbike Build Looks Amazing, But Is It Impossible to Ride?

 Verdad Gallardo
story-6

Harley-Davidson Reveals Super Cool Cafe Racer Concept

 Verdad Gallardo
story-7

Engraved Rebellion: Inside Bundnerbike's Glam Rock II

 Verdad Gallardo
story-8

10 Motorcycles You Should Never Buy

 Joe Kucinski
story-9

10 Things Harley-Davidson Needs to Fix in 2026

 Verdad Gallardo
Old Aug 9, 2007 | 07:10 PM
  #19  
snap747's Avatar
snap747
Advanced
Joined: Apr 2007
Posts: 69
Likes: 0
From: Phoenix, AZ
Default RE: Insurance recommendations?

I'm in the same boat with Hawaii, I have USAA for car and Progressive for bike. I'm also in AZ and I did shop around with several companies and found the Progressive was the most reasonable. However, all rates are based on past accident history, age, location, etc.

Good luck,
Karen
07 XL883L
 
Reply
Old Aug 9, 2007 | 07:17 PM
  #20  
Urban Coyote's Avatar
Urban Coyote
Cruiser
Joined: Jul 2007
Posts: 238
Likes: 0
From: Arizona
Default RE: Insurance recommendations?

Geico gave me the lowest insurance for my car. Progressive gave me the lowest insurance for my Harley.
 
Reply



All times are GMT -5. The time now is 11:21 PM.

story-0
7 Times Harley-Davidson Chucked Tradition Out the Window

Slideshow: Harley-Davidson built its reputation on nostalgia, but every so often, the company took a hard left turn into the future.

By Verdad Gallardo | 2026-05-20 11:18:19


VIEW MORE
story-1
7 Surprising Harley-Davidson Products that Are Not Motorcycles

Slideshow: The bar-and-shield logo shows up on far more than motorcycles, some of the company's most unexpected products have nothing to do with riding.

By Verdad Gallardo | 2026-04-29 16:50:35


VIEW MORE
story-2
8 Best Harley-Davidson Motorcycles Ever

Slideshow: Not every Harley gets it right, but these are the ones that genuinely earned their reputation.

By Pouria Savadkouei | 2026-04-15 14:23:21


VIEW MORE
story-3
10 Worst Harley-Davidson Motorcycles Ever

Slideshow: From the troubled AMF years to modern misfires, these bikes earned reputations for reliability issues, questionable engineering, or disappointing performance.

By Pouria Savadkouei | 2026-04-01 20:01:09


VIEW MORE
story-4
Killer Custom's Jail Break Is The Breakout That Refused to Blend In

Slideshow: Killer Custom's "Jail Breaker" build focuses more on stance and visual aggression than mechanical overhaul.

By Verdad Gallardo | 2026-03-18 19:20:32


VIEW MORE
story-5
Crazy Bunderbike Build Looks Amazing, But Is It Impossible to Ride?

Slideshow: The Swiss custom shop has taken a Harley Softail and stretched it into something so long and low that it looks closer to a rolling sculpture than a conventional motorcycle.

By Verdad Gallardo | 2026-03-07 16:15:30


VIEW MORE
story-6
Harley-Davidson Reveals Super Cool Cafe Racer Concept

Slideshow: Harley-Davidson's new RMCR concept revives the café racer formula with modern hardware-and it may be exactly the reset the company needs.

By Verdad Gallardo | 2026-03-04 12:23:37


VIEW MORE
story-7
Engraved Rebellion: Inside Bundnerbike's Glam Rock II

Slideshow: A standard cruiser becomes an intricate metal canvas in the hands of a Swiss custom house known for pushing Harley-Davidson platforms far beyond their factory brief.

By Verdad Gallardo | 2026-02-24 18:19:44


VIEW MORE
story-8
10 Motorcycles You Should Never Buy

Slideshow: There is no shortage of great motorcycles to buy, but we would avoid these ten.

By Joe Kucinski | 2026-02-19 14:50:51


VIEW MORE
story-9
10 Things Harley-Davidson Needs to Fix in 2026

Slideshow: Harley-Davidson's challenges aren't abstract; they show up in dropping shipments, shrinking dealer traffic, and strategic decisions that aren't yet translating into growth.

By Verdad Gallardo | 2026-01-13 18:33:17


VIEW MORE