Insurance Time
Road Master
Joined: Jun 2007
Posts: 1,047
Likes: 55
From: Ft. Myers
With state farm my motorcycle is around 480 a yearfull coverage with uninsured with the stacking from my cars . When I checked other insurance companies . With just the motorcycle. When uninsured motorist was added most quote s were in the 1500 dollar range
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Ultimate HDF Member
Joined: May 2008
Posts: 6,508
Likes: 169
From: WPB, FL
PIP is personal injury protection. In Florida you purchase it at an additional cost to your liability protection, to protect yourself in case you are injured by an uninsured or underinsured motorist! You basically insure yourself!
Yeah, that sounds about right. The cost to stack my cars would be almost an additional $1300.00 a year. That's WAY more than the additional cost of about $600 a year for the PIP coverage on the bike (stand alone). The insurance companies have it all figured out so that they can get the most out of you!!
Yeah, that sounds about right. The cost to stack my cars would be almost an additional $1300.00 a year. That's WAY more than the additional cost of about $600 a year for the PIP coverage on the bike (stand alone). The insurance companies have it all figured out so that they can get the most out of you!!
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Ultimate HDF Member
Joined: May 2008
Posts: 6,508
Likes: 169
From: WPB, FL
Purchasing of PIP, in Florida
Purchasing of PIP, in Florida, would also allow for recuperation of losses due to pain and suffering. This is the only thing a lawyer worth his services would be interested in! He would be interested in getting me (and himself) as much money THAT I COULD KEEP, TAX FREE that my health insurance company wouldn't have any recourse to! This is what I referred to as being able to maintain a lifestyle.
If you are based in Florida and have a Florida motor vehicle policy, you should be talking to your agent or reading up on what it is you are purchasing with your insurance. In regard to motorcycles, I can't imagine any lawyer would want to represent you if you were to be injured by someone without any means to pay a judgement. The first thing a lawyer will look at when you approach him after an accident would be to look at an actual printed copy of your motorcycle policy to make sure you purchased PIP! Most won't waste their or your time without it!
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Grizzwood
Motorcycle Insurance Discussion
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Aug 27, 2013 06:25 PM
