What would you do
However; good deals can be done, but you must be patient and do your homework so you will know a good deal when you see one. And here we are; you ask: is this a good deal. I have no idea. But what I do know is this deal sounds like an 'impulse buy' and more homework is needed before you sign on the line.
-what is your sporty worth: trade-in; retail; and on the open market: chopperexchange.com ? and then do the same for your next bike
-work the numbers for differences chart it, and from that chart you now have some numbers in front of you that will help you make a decision.
-dealers do not give anything away the so called 'good deals' are made to assuage your emotions and comfort them so you go away thinking you 'got the best end of the bargain'
It is all a numbers game, just like Vegas. Right now, they have the numbers; you don't. Get your numbers together (your chart) get your financing before you go in (your own bank or credit union) and then you are ready to 'get your good deal'
-If you do it this way do not say anything about already having your financing the dealers make big bucks on that.. when you have your own financing, you are essentially a 'cash customer' and that is not good. They need to think you will be financing and in so doing you can get a better deal on the bike say nothing. Act ignorant . until you have your price (on paper) then you can 'pay with cash' (your financing).
Sorry; I wrote a book. But I have been on both sides of the table many times.
Good Luck, and have fun shopping ! (It is always more fun when you are in charge
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