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I see your bike, stock, has no protection at all for the saddlebags.
As a rider who has never fallen over or dropped his bike, I see no purpose in them.
No, seriously, I do fall over, all of my bikes have been dropped a time or two. So yea, I do think they're a darn good thing to have. OEM Harley is not expensive, and they are quite strong. This is one of those things I don't see any real gain with going aftermarket.
I ordered a new 2013 RGC as soon as the 2013 models were available. My first bagger and I wanted the saddlebag crash or whatever you want to call them bars. Dealer was supposed to install them before I took delivery of the bike along with some other things. Anyway, bike came in and of course I was anxious to go get it. But...., the bag guards weren't on the bike. Dealer said the ones they got in were "blemished" so they ordered another set and I could bring the bike back in 10 days or so and they would put them on. I really suspect the dealer just forgot to order them. Anyway, the salesman told me that even without the bag guards if I dropped the bike on a flat, level surface the bags wouldn't touch the ground. Don't ask me how I know but the salesman was right--on a flat, level surface like my garage floor the bags don't touch the ground when you have a tip over.
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