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If you were to add everyting that is on a CVO to a standard Ultra, you'd be well over 36K. It is a lot of money, but it is an increadible bike. The torque is amazing and it is a pure joy to ride. The 110" has had its share of problems, but I'm not sure how widespread the problems are. I've got about 2300 miles on mine, had it just over a month and has been trouble free so far.