Bike Insurance
Outstanding HDF Member
Joined: Jun 2007
Posts: 3,306
Likes: 5
From: Bellville, Tx
RE: Bike Insurance
Whatever you do, be sure to get uninsured/underinsured coverage, an awful lot of people are driving with just minimal coverage that may not cover all your expenses if you are hurt. Don't ask me how I know.
Road Master
Joined: Mar 2006
Posts: 791
Likes: 0
From: Arizona
RE: Bike Insurance
Another vote for Bike-Line! Actually, it's Markel insurance. I have them for many years and the rates never went above $400 a year! I also had a claim earlier this year, and they never raised my rates!
Regarding uninsured and under insured coverage, we in Arizona only need these coverages on "ONE" policy! Either on an auto or motorcycle. I chose to have these coverages on my auto policy instead of the motorcycle. Because it's cheaper! In AZ, these coverages follow the "person" not the "policy!" Not sure what other states have in their laws regarding these.
Regarding uninsured and under insured coverage, we in Arizona only need these coverages on "ONE" policy! Either on an auto or motorcycle. I chose to have these coverages on my auto policy instead of the motorcycle. Because it's cheaper! In AZ, these coverages follow the "person" not the "policy!" Not sure what other states have in their laws regarding these.
Cruiser
Joined: Jun 2007
Posts: 172
Likes: 0
From:
HD Forum Stories
The Best of Harley-Davidson for Lifelong Riders
7 Surprising Harley-Davidson Products that Are Not Motorcycles
Verdad Gallardo
8 Best Harley-Davidson Motorcycles Ever
Pouria Savadkouei
10 Worst Harley-Davidson Motorcycles Ever
Pouria Savadkouei
Killer Custom's Jail Break Is The Breakout That Refused to Blend In
Verdad Gallardo
Crazy Bunderbike Build Looks Amazing, But Is It Impossible to Ride?
Verdad Gallardo
Harley-Davidson Reveals Super Cool Cafe Racer Concept
Verdad Gallardo
Engraved Rebellion: Inside Bundnerbike's Glam Rock II
Verdad Gallardo
10 Motorcycles You Should Never Buy
Joe Kucinski
10 Things Harley-Davidson Needs to Fix in 2026
Verdad Gallardo
Banned
Joined: Nov 2007
Posts: 65
Likes: 0
From:
RE: Bike Insurance
I have State Farm for everything EXCEPT my bike.
Geico was $500.00/year cheaper than State Farm and I have been with SF for 20 years.
I have a 2008 Ultra and pay 450.00/year for full coverage with a $200.00 ded.
I havent found any company that can beat that.
Both hands up for Geico!!
Geico was $500.00/year cheaper than State Farm and I have been with SF for 20 years.
I have a 2008 Ultra and pay 450.00/year for full coverage with a $200.00 ded.
I havent found any company that can beat that.
Both hands up for Geico!!
Cruiser
Joined: Mar 2007
Posts: 172
Likes: 0
From:
RE: Bike Insurance
I have been very satisfied with BikeLine. For identical coverage, their premium was less than half of what Progressive wanted to charge me, even tho I had been a Progressive customer for over 20 years with no claims. I'll never consider Progressive again....for any type of insurance.