Harley Payoff
Tourer
Joined: Jun 2007
Posts: 367
Likes: 0
From:
RE: Harley Payoff
Don't know how it works in Washington, but I paid off my Heritage before I traded it. HD Finance sent me the title, but they had endorsed it showing that the lein was satisfied. If I wanted I could pay $20 to the Florida DMV to remove their name, but it really wasn't necessary. Only issue I had was when I traded it the dealer called the DMV first and they said there was still a lien on it, so I had them call HD finace and they told them it was paid. If I'd had the title with me even that wouldn't have been an issue.
Cruiser
Joined: Oct 2006
Posts: 169
Likes: 0
From: Oswego, NY
RE: Harley Payoff
Went to the local DMV and they indicated that I was better off keeping the lean release with the title for future sale/trade. They indicated that the paper work could be lost at the State processing center. In NY there are local DMVs that send the info on the Albany (State Capitol) for processing and Albany then sends the "clear title".
Thread Starter
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Road Captain
Joined: Sep 2007
Posts: 602
Likes: 0
From: Long Beach,Wa.
RE: Harley Payoff
The state lose paper work........ NAWWWWWW that couldn't happen!! 
ORIGINAL: norskehd
Went to the local DMV and they indicated that I was better off keeping the lean release with the title for future sale/trade. They indicated that the paper work could be lost at the State processing center. In NY there are local DMVs that send the info on the Albany (State Capitol) for processing and Albany then sends the "clear title".
Went to the local DMV and they indicated that I was better off keeping the lean release with the title for future sale/trade. They indicated that the paper work could be lost at the State processing center. In NY there are local DMVs that send the info on the Albany (State Capitol) for processing and Albany then sends the "clear title".
Seasoned HDF Member
Joined: Apr 2006
Posts: 10,675
Likes: 95
From: Billings,Mt.
RE: Harley Payoff
HD sent the title that was released by them.Had to take the title to DMV and do a title transfer.Cost $15.
Then had to wait about 4 weeks for the new title in my name.
Then had to wait about 4 weeks for the new title in my name.
Road Master
Joined: Jun 2005
Posts: 991
Likes: 0
From: Campbellton NB
RE: Harley Payoff
Don't work that way up here. Loan or not you have title the day you drive it off the lot. Only difference is a lease, then it's in two names.
Best way is what the missus insists on: never borrow for toys.
Best way is what the missus insists on: never borrow for toys.
Cruiser
Joined: Feb 2008
Posts: 129
Likes: 0
From: Ironwood Mi
RE: Harley Payoff
Get it done, don't sweet the 20 bucks. If ya loose the letter it's just another hassel to get there name off befor you sell it down the road. Stuff does get lost some times and replaceing it years later can be a bitch. I took a loan on a new triumph in 1980 from a smaller bank that got bought out later and played hell to get the lean released years later and it will just cost ya more years down the road than it will now.Good luck
indaupeh
indaupeh
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Elite HDF Member
Joined: Oct 2007
Posts: 4,523
Likes: 1
From: South Florida
RE: Harley Payoff
Everytime I have had a loan paid off I received the title from the bank with a stamp on it saying lien satisfied, the title is always on my name and the banks name then once is stamped the title is good to sell whenever you want, but then again it has been a long time since I financed something I usually just lend my self the money and I pay my self back no interest...[8D][8D]
