FLORIDA RIDERS..NEED INSURANCE HELP
Cruiser
Joined: Mar 2008
Posts: 186
Likes: 0
From:
RE: FLORIDA RIDERS..NEED INSURANCE HELP
I second Progressive. I live in Florida and Progressive was lower than anyone else. I had a claim about 5 years ago when my granddaughter hit my bike while driveing my golfcart and my rates never went up. They even went to dealer and noticed a scratch that I nor the dealer had noticed and paid for it. I don't have the medical because I have good medicalinsurance.
Where are you moving in Florida?
Where are you moving in Florida?
Tourer
Joined: Dec 2007
Posts: 485
Likes: 0
RE: FLORIDA RIDERS..NEED INSURANCE HELP
I have direct insurance from Progressive, I just paid mine 2 days ago. Full coverage on my 05 glide and 02 sporty. Just under $500. $496 for the year I am thinkin. I paid better than that for 1 year in Michigan for 1 bike with half the riding season!
Tourer
Joined: Dec 2007
Posts: 485
Likes: 0
RE: FLORIDA RIDERS..NEED INSURANCE HELP
ORIGINAL: sprintrps
I am thinking of moving from AR to FL. So I called my agent (Geico) and asked what would be the cost of insuring my 2 HD ('06 Dyna and '08 Road King Classic). I currently paY $ 547 a year. If I move to FL it would be $ 2047!! Is there a cheaper alternative?
I am thinking of moving from AR to FL. So I called my agent (Geico) and asked what would be the cost of insuring my 2 HD ('06 Dyna and '08 Road King Classic). I currently paY $ 547 a year. If I move to FL it would be $ 2047!! Is there a cheaper alternative?
Road Captain
Joined: Oct 2007
Posts: 513
Likes: 2
From: Coconut Creek, FL
RE: FLORIDA RIDERS..NEED INSURANCE HELP
It's Florida! Expect a higher premium but it shouldn't be THAT much higher. Sounds like someone's trying to stick it to you. I pay $612.00/year through State Farm. I've shopped it all over and no one can get close.
When you get here, watch out for the old folks usually driving big Lincolns and Cadillacs. If you can't see the driver, it'll be a 150 year old man/woman who wouldn't see you in a million years.
When you get here, watch out for the old folks usually driving big Lincolns and Cadillacs. If you can't see the driver, it'll be a 150 year old man/woman who wouldn't see you in a million years.
Road Captain
Joined: Mar 2008
Posts: 575
Likes: 0
From:
RE: FLORIDA RIDERS..NEED INSURANCE HELP
Alot we are not taking into account...age...driving record....maybe we don't want you in Florida.....lol...... you can't be any worse than the blue hairs we have here now, come on down.....enjoy your stay.......spend your money.....and then go home..........lmao.......[sm=escape.gif]
Tourer
Joined: Feb 2007
Posts: 456
Likes: 1
From: Shalimar, FL
RE: FLORIDA RIDERS..NEED INSURANCE HELP
I have Geico on my 07 ultra for $520 and that's with the 10k medical which I'm about to drop.
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Seasoned HDF Member
Joined: Jan 2007
Posts: 20,616
Likes: 4,440
From: anacoco, la
RE: FLORIDA RIDERS..NEED INSURANCE HELP
i went with progressive through hd. i tried going straight to progressive but they were more. could be you were quoted such a high price because they don't want to insure any more bikes at this time? my car ins is through usaa. when i got my sporty in 02, i got a quote from usaa that ran about 600 for 6 months. i asked the girl on the phone (jokingly) if they didn't want to insure bikes and she admitted as such. she even said that she has her bike insured through progressive. they quoted me 125 for the year. fast forward to now. 2 road king customs (both 07s) no sporties, and still with progressive. i pay 700 per year for both. including roadside assistance, an extra 1000 for 'aftermarket accessories/gear'....
if you do decide to go with progressive, or if you're just rate shopping, be sure and check through hd, and also direct with progressive.
if you do decide to go with progressive, or if you're just rate shopping, be sure and check through hd, and also direct with progressive.
Road Warrior
Joined: May 2006
Posts: 1,479
Likes: 4
From: SoCal
RE: FLORIDA RIDERS..NEED INSURANCE HELP
Geico and Progressive (ugggh! Hate 'em!) quotes couldn't even come close to AAA for my coverage, $ 290/year for over 7 years... and I shop around during renewal and they (AAA) stillcan't be beat!