I currently have a 2005 FXDI that I purchased new back in May 2005. It has been a great bike and I have just under 43,000 miles on it. I have it set up with a windshield, Corbin Dual Tour, Boss Bags and a mustcahe bar. As mentioned it has been a GREAT bike and I have done many 500 - 700 mile days on it.

I have been thinking about a touring bike for a while now and was considering a Street Glide and an EG Standard. Well yesterday I took a ride to a dealer about an hour away and took a 2009 EG Standard with 10 miles on it for a test ride since he had no SG's available. I was mainly interested to see how an FLH would do on the interstate since this is the one place I think the Dyna could do a little better. I did about 20 miles down the interstate. The bike ran effortessly at 80 mph. 70 mph felt really slow and I loved the cruise. However the bike did not knock my socks off other than the way it ran down the highway. I did notice the gear wine in fifth gear too.

I then took a ride over to another dealer that had HD there giving demo rides. I signed up for a Street Glide with about 2500 miles on it. We went on a 20 mile ride down some nice two lane backroads. I'm not sure what the real difference was but the SG did knock my socks off. It felt much more nimble than the EG Std and I did like the shorter windscreen although I think I'd opt for a taller one for any long interstate rides. The bike seemed to run stronger too but I'm guessing this is because the bike had more miles on it. I did notice that this bike also had the fifth gear wine. I loved the brembo brakes. They are soooo much better than the brakes on my FXDI.

The one dealer offered me a SG at MSRP plus setup and is going to give me $8500 for my 2005 FXDI with 43,000 miles which I think is a really fair deal. He also said I could take the Corbin and Boss Bags off the bike. I figure I can get $200-300 for each on ebay which would take care of a set of slip on's open air cleaner and a PCIII.

My FXDI does everything pretty well and I know that there really is no logical reason to get a SG. However after riding the SG I really want this bike. I think it is a really sharp looking bike and I love all the chrome and the blacked out motor, the Brembos/ABS, Six Speed and the stereo.

The payment on my FXDI is about $200 a month and I owe about $4000. I can pick up an 09 SG with ABS, Cruise in Black Pearl for my FXDI plus about $3000 and my payments would be about $250 for 74 months.

Decision, decisions!

 

SC-

I know exactly what you're feeling on wanting a touring bike. I like my Dyna for around town, but I really want to move up to a road king. I say if you want the new bike, go for it...but seriously... 74 Months?....DAMN!!!

I don't know your situration, but I can't imagine financing anything for 74 months. I would scrape, beg, plead and borrow a couple thousand more and just try to finance the thing for 60 mo. at most.

Either way, good luck on your purchase.

Ben

 

I traded in a decked out '07 Fat Boy for my '08 Street Glide.
It was the right choice. I love how it rides on the road. Comfy.

 

What would you sell your bike for in the open market? Let's say 10K? That would be 6k profit--

With nothing down on the bike your payment would go up maybe $50? So, now your payment is 300.

Put the 6K in a new bank account, place $50 a month in that account and you will have your payment made for 2 years!...no worries. Everytime you have a little bonus cash, put it in there.

If you put $135 in there a month you would have your payment made for 3 yrs!!

Do the math this way for your actual amounts.... you will be surprised!

 

Actually I will probably put $4k or $5k down and go with a 60 month loan which would keep my payments around $250 a month. Financially it is really not a problem. I can put more money down and I can afford a $300 a month payment but I wanted to try and keep my payments about the same as on my FXDI since I am really having a hard time justifying spending $20k on a bike no matter how nice.


The county that I'm in has 10% sales Tax. If I add that in to the $8500 the dealer is gving me I'd only get an an extra $700 if I sold it myself for $10k. If I add the $500 or $600 I can get for the Corbin and Boss Bags I'm close to $10k plus it is just much more convenient for me to trade.

As I mentioned the hardest thing for me is trying to rationalize spending $20k on a motorcycle no matter how nice it is!

 

Well, looks like you can get if you want! Yep, it's alot of money, but it is sooo coool... You obviously ride and enjoy it, so if this is what you enjoy in life it is money well spent.

Good luck!

 

What interest rate does HD credit offer?

 

It's only money! Actually it's only numbers. Screw it, lets do it.

 

I was old 6.99% for 60 months. I'm currently paying 3.9% (60 months) through a credit union however they have gone up to around 6% since I took out the loan in 2005.

 

Go for it!