Me and a friend was talking about bike trading.He was telling me he paid 20 grand for his Heritage when new in 06 with some extras and now the bank will only loan 11500 on his bike with 10,000 miles on it.It is a clean chromed out bike.Reckon what a 32,000 dollar SE Ultra would depreciate down to in two years and 10,000 miles?Just wondering what some of you all think about it.Thanks

 

It could be that the bank will only loan out 75% - 80% of the value. So if the bike is worth around $15K then you would only be able to get between $11K and $12K. Most banks, now, want to see some responsibility on the buyers part.

 

Makes sense.
Nice standard,I have an 08 a little darker red.What are those slip ons on yours and how is the sound?

 

Have you watched the news lately? Loans won't be easy to get and no money down will be going away.

 

I wish they would have had the 08 Red when I bought mine...although I am happy with mine. My pipes are Screamin Eagles. I got them because my brother in law has them on his RKC and they sounded great. Only have about 4000 miles on them...they sound better with every passing mile. A little louder/crisper than stock...can really bark when I get on the throttle.

 

For a more accurate perception of CVO SE Ultra's depreciation, take a look at those that have sold on Ebay or Craig's list. It's pretty interesting. I'm trying to talk one of my son's into getting one of those less used, almost new, highly depreciating SE Ultra's. But he's dead set on going new. I guess it's nice to have disposable income, huh....

 

my '06 SG is only worth 11,500 according to the Blue Book. That sucks since I paid 19,000 for it a couple years ago. It's to he point that I have to keep it even though I would like to have a new RG.

 

Bikes are NOT an investment. It is a vehicle and vehicles always depreciate. Yeah, we all know that 10 years ago you could sell your 3 year old Ultra for as much or more than you paid for it. But this was before HD opened the new plants and caught up with the 2 year wait list to buy a new HD. Now that there is no demand for new bikes because you can pretty much walk in and ride out on a brand new bike, used bikes can't sell. So the used bikes prices dropped, dramatically. So, no one should be surprised that your 2 year old bike is list at half of what you paid for it. Those days are looooong gone

 

+1
Exactly, it used to be that the only $ you lost was for add-ons. But if you wanted a new bike you put a deposit down on the model you wanted and waited, and waited, and when finally your new bike came in they told you what color you ended up with.
I ordered a 2001 FLSTCI in Jan 2000, received it in Oct of 2000

 

You guys are probably the same people that took out mortgages on houses whose value they believed would go up forever... Houses are a better bet but appreciation is not a sure thing on real estate either. For motorcycles... forget it... the party is over for now since production has caught up with demand!