What is an average finance rate for a new bike?
Road Master
Joined: Feb 2009
Posts: 922
Likes: 1
From: Riverside, TX
sometimes people have to finance to keep their credit rating up because they have no debt. if all is paid for and no debt, credit rating goes down, then in emergency if you need credit you don't have it. finance and pay off early to keep credit rating high
I financed mine for 3 years, paid off in one. Helps your credit rating.
Outstanding HDF Member
Joined: Feb 2005
Posts: 2,925
Likes: 5
From:
Let's see, I could finance my 20,000 bike today and be rideing tomorrow, or save up for 5 years to save on finances and buy the same model for possibly thousands more due to inflation. I'll buy now.
I always take the longest loan they have, provided the interest rate is the same and pay the loans off early, you never know when life will happen and you need to make a smaller payment.
When I went in in Jan, I was approved on the spot for 35 grand, and haggled the interest rate down by 2%, they do have some flexability with it.
I always take the longest loan they have, provided the interest rate is the same and pay the loans off early, you never know when life will happen and you need to make a smaller payment.
When I went in in Jan, I was approved on the spot for 35 grand, and haggled the interest rate down by 2%, they do have some flexability with it.
Road Warrior
Joined: Aug 2008
Posts: 1,784
Likes: 92
From: Michigan
I have no idea what my credit score is or even care. I just dont live beyond my means.
Elite HDF Member
Joined: Oct 2008
Posts: 3,555
Likes: 119
From: Brockport, NY
With excellent credit score at 730, I just finance with low interest, pay up the sucker and do not dare to dip in several of my savings accounts cuz I want to retire rich.
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Elite HDF Member
Joined: Apr 2007
Posts: 4,984
Likes: 8
most haggle over the price and just sign the loan. the loan process is another opportunity to save money. It is not just Harley but autos too.
Let's see, I could finance my 20,000 bike today and be rideing tomorrow, or save up for 5 years to save on finances and buy the same model for possibly thousands more due to inflation. I'll buy now.
I always take the longest loan they have, provided the interest rate is the same and pay the loans off early, you never know when life will happen and you need to make a smaller payment.
When I went in in Jan, I was approved on the spot for 35 grand, and haggled the interest rate down by 2%, they do have some flexability with it.
I always take the longest loan they have, provided the interest rate is the same and pay the loans off early, you never know when life will happen and you need to make a smaller payment.
When I went in in Jan, I was approved on the spot for 35 grand, and haggled the interest rate down by 2%, they do have some flexability with it.