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I've been thinking about the same dilemma. I'm going with the Ultra, just to have everything, and then I'll remove what I don't want. I like the idea of having lowers, and rear speakers.
Now some additional advice - once you get the bike & you post pictures here in the forum, sign out and then do NOT come back to this forum for at least a year. Go ride. This forum has magical and mystical powers - you will start to feel that your bike will need for more stuff if you hang around here....
Congrats on the new bike, you WILL be pleased! Enjoy!