never again
Extreme HDF Member
Joined: Aug 2012
Posts: 11,392
Likes: 184
From: Big ol Titties
Took HD about 5-6 weeks to get everything to me when I refinanced, I see others were around the same times frame as well. I even started getting notices from my credit union about taking so long to get the title and re-register.
Intermediate
Joined: Jul 2012
Posts: 35
Likes: 0
From: Louisville
I know this is too late for you but it may help the next guy; I live in Louisville Ky. and we have an HD dealer on the side of I65 and I know you can take your bike by there and they will sell it to someone else and do all the paperwork (even finance it for them). I think it would have giving you a tag and your title would have been returned to you (the buyer) and not the seller. They do this all the time but not sure how many other dealers do this, not sure if it's a Harley thing or something this dealer does for customers.
Road Warrior
Joined: Feb 2009
Posts: 1,391
Likes: 2
I have bill of sale, the original title-signed off by the previous owner- but still has hd financial as lien holder, and I have insured the bike. It is my understanding that I need release of lien to plate the bike? I may be wrong. I hope not because I could have been riding by now.
Thread Starter
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Cruiser
Joined: Apr 2007
Posts: 119
Likes: 0
From: Lake City, MI
I just contacted SOS in Mi and they said I can not register bike in my name until I have the release of lien. I have thought about riding it many times, but if something happens, it would not be worth it. Like others have said, I need to be patient. And maybe now would be a good time to do some mods instead of this winter. Wife may not agree.
Road Warrior
Joined: Jan 2009
Posts: 1,433
Likes: 923
From: Northern MI
EXACTLY THIS! HD Financial SUCKS. I refinanced with my local credit union too, and HD Financial all but refused to sign off on the loan/title and mail it out. Took over a month, and a call from the credit unions attorney. NEVER NEVER NEVER NEVER would I ever use HD finanancial again.
Seasoned HDF Member
Joined: Oct 2007
Posts: 56,052
Likes: 88,705
From: Western South Dakota
EXACTLY THIS! HD Financial SUCKS. I refinanced with my local credit union too, and HD Financial all but refused to sign off on the loan/title and mail it out. Took over a month, and a call from the credit unions attorney. NEVER NEVER NEVER NEVER would I ever use HD finanancial again.
High interest rates, ahhh no thanx.
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Elite HDF Member
Joined: Jan 2008
Posts: 4,351
Likes: 461
From: Illinois
I had very good luck with HD credit. I was in no hurry to get the title in hand after I paid off each bike, so I don't even remember how long it took to get it, but I don't remember any delay.
I also bought both of my new bikes in the winter during special sales. That might have had something to do with the low rates I was offered.
Dennis
Stellar HDF Member
Joined: Sep 2006
Posts: 3,236
Likes: 95
From: lancaster, pa
+1 throw some plates on that bike and ride it like you stole it.If you are haveing probs getting a spare plate I'd check with the sheriff,they usually have a trunk full.Hope this helps. have run into hangups like this before and know how you feel.
