How much to expect to pay for a 2014SB
How much to expect to pay for a 2014SB
Been looking around on purchasing either a brand new SB or a used one, recently asked for a quote from a local HD dealer he said that he has a stock '14sb asking $14,200. Applied trough HD finance he said I got approved and I would need to put down $1600 with a monthly payment of $298 for 84mo pay penalty.. Do those numbers seem right to you? I did calculations and it comes out to over 26k ??? Is this right?
A few things.
The retail price is $13,000, so that dealer is overcharging unless that includes the setup fee, tax and tag. (Or, unless there are added items on the bike.)
$1600 is high for a deposit.
I can't speak for the credit. That depends on your credit rating. The worse your credit, the higher the interest. This is even true within the HD Finance company.
Personally, I would shop around.
Finally, look at this https://www.hdforums.com/forum/dyna-...ob-4-sale.html
The retail price is $13,000, so that dealer is overcharging unless that includes the setup fee, tax and tag. (Or, unless there are added items on the bike.)
$1600 is high for a deposit.
I can't speak for the credit. That depends on your credit rating. The worse your credit, the higher the interest. This is even true within the HD Finance company.
Personally, I would shop around.
Finally, look at this https://www.hdforums.com/forum/dyna-...ob-4-sale.html
Thinkin that's what I'm gonna need to do, debating wether going with a local dealer or this awesome deal I got out of state $13500 after is said and done for a 2011 SB with 10,300mi with Vance & hine exhaust and stage 1 filter .
Advanced
Joined: Mar 2014
Posts: 59
Likes: 0
From: ME
I know a lot of time hd finance requires 10% down. They did when I bought my first new bike through them. But shop around for that interest rate. And if you get a lower rate for a shorter term the payment may not be all that different.
A few things. The retail price is $13,000, so that dealer is overcharging unless that includes the setup fee, tax and tag. (Or, unless there are added items on the bike.) $1600 is high for a deposit. I can't speak for the credit. That depends on your credit rating. The worse your credit, the higher the interest. This is even true within the HD Finance company. Personally, I would shop around. Finally, look at this https://www.hdforums.com/forum/dyna-...ob-4-sale.html
Road Warrior
Joined: Nov 2010
Posts: 1,416
Likes: 0
From: Central Illinois
I am on my 4th Harley ... all financed threw HD. Intrest rates always in the single digets. Never money down.
Either that dealer is bending you over or your credit is bending you over.
Either that dealer is bending you over or your credit is bending you over.
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Road Master
Joined: May 2009
Posts: 1,106
Likes: 4
From: Saginaw, MI
I would never put less than 25% down or pay for 84 months @298 per month. That is insane my 07 was 12k my payments were about 180 per month. Paid it off in 2-2.5 years. You would be better off finding a few years older bike for half the price. Not ******* on you, but they are trying to rake you over for sure.
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I would never put less than 25% down or pay for 84 months @298 per month. That is insane my 07 was 12k my payments were about 180 per month. Paid it off in 2-2.5 years. You would be better off finding a few years older bike for half the price. Not ******* on you, but they are trying to rake you over for sure.
Road Master
Joined: May 2009
Posts: 1,106
Likes: 4
From: Saginaw, MI
I know how it feels to be needing it now...be patient, get approved by a local credit union. Put as much as possible down, build up credit score with a lower payment. You definitely do not want to pay 26k in payments that's like buying two complete bikes.