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Old Apr 13, 2007 | 01:37 AM
  #1  
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Default harley loan

when i talked to the dealer they wouldnt finance me cause i couldnt make as big a down payment as they wanted and i have little credit history. i have a credit card i dont use that much. they said harley has had a lot of bad debts lately, people defaulting on there loans so now there being more careful about who they finance. anyway they suggested i talk to the bank so i did and the manager said yes they will give me the loan. warned me that if i screw it up i will have real credit problems in the future. ill make the purchase probably this weekend. ill do my best not to screw this up
 
Old Apr 13, 2007 | 01:50 AM
  #2  
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Default RE: harley loan

Congratulations !! I think you're better off financing through the bank than with Harley anyway. What kind of bike will you be getting ???
 
Old Apr 13, 2007 | 02:04 AM
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Default RE: harley loan

Anyone can get financed through Harley. If you have 10% down you are fine. I filed bankruptcy 1.5 years ago and I got financed even with a new car loan. You will pay 14.9% but just pay it off faster.
 
Old Apr 13, 2007 | 02:15 AM
  #4  
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Default RE: harley loan

Mind if I ask how old you are? If you didn't get to talk to the finance personnel at the dealership, you got pushed out. But as drrandall1 said, 10% down will get you in the door most days.
 
Old Apr 13, 2007 | 02:20 AM
  #5  
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Default RE: harley loan

Your better off with a bank. My baby is financed with 9% no money down.
 
Old Apr 13, 2007 | 02:21 AM
  #6  
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Default RE: harley loan

Yah, she might be young. I tried every loan company and I was denied by all. Harley is approving everyone right now.
 
Old Apr 13, 2007 | 02:34 AM
  #7  
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Default RE: harley loan

At one high interest rate.
 
Old Apr 13, 2007 | 02:38 AM
  #8  
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From: Minnesota
Default RE: harley loan

Harley finance got into trouble a few years ago financing every and anyone for 5,6,7 years. I got a better rate going through Wells Fargo when I did mine.
 
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Old Apr 13, 2007 | 02:48 AM
  #9  
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Default RE: harley loan

i am 18. ill post a pic of my hd when i get it. if i can figure out how to post pics.
 
Old Apr 13, 2007 | 02:52 AM
  #10  
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Default RE: harley loan

Better than no Harley. That is the price you pay with bad credit. I had A+ credit 2 years ago. But when Bush passed the law I joined the club. Even paying 14.9% for $18,000is still better than paying off $80,000 at 6%. Who cares !!! I am out riding my hd and single!! What more is there in life?!!!
 



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