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Old May 4, 2015 | 08:28 PM
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Default WTF, HD financial services

Its bad enough that they charge $6 t make a payment online,
But, apparently their website is down right now, So I tried to make a payment over the phone.
They charge $12 to make a phone payment.


I pay all my bills online, and Harley is the
Only company I've ever dealt with that charges to make a payment.


**** 'em, I guess it's gonna be late. Not gonna pay $12 to make the payment.
 
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Old May 4, 2015 | 08:40 PM
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Yea F*ck em...
Set up recurring payments out of your bank account
It's the only free way besides remember to mail a money order in time..
They have always been cool with me about not charging a late fee for being one or 2 days late..(but wouldn't surprise me if they did others)
Goodluck
 
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Old May 4, 2015 | 08:40 PM
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You financed it, stop complaining.
 
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Old May 4, 2015 | 08:43 PM
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If you wait until the last minute to make a payment you are bound to run into issues from time to time.

Why should I pay for the cost of processing online or over the phone payments?
If you want the luxury of waiting until the last minute to make a payment you are going to have to pay the price.

I've got an idea for you; how about making two payments at once?
That way you're always paying a month ahead.
 
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Old May 4, 2015 | 08:47 PM
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Why not use "Bill Pay" through your bank account (free), or mail a check in a timely manner. Show some responsibility at what you agreed to do (pay on time).
 
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Old May 4, 2015 | 08:48 PM
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HDFS only gives you two weeks from the time you receive the bill until the time payment is due. That's pretty short if your mail is slow. Easy to get a late payment fee.
 
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Old May 4, 2015 | 08:56 PM
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Originally Posted by upflying
HDFS only gives you two weeks from the time you receive the bill until the time payment is due. That's pretty short if your mail is slow. Easy to get a late payment fee.
The bill is due on the same date every month.
14 days is about 10 days more than one should need to get a payment in.
 
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Old May 4, 2015 | 08:59 PM
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... and your point is???
 
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Old May 4, 2015 | 09:01 PM
  #9  
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Originally Posted by Bluraven
The bill is due on the same date every month.
14 days is about 10 days more than one should need to get a payment in.
Agreed but the short time could be a problem with some forgetful debtors. The billing cycle just seems to be set up for late payment fees.
 
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Old May 4, 2015 | 09:02 PM
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If you gotta use HDFS, you can't afford it.
 
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