Twinkies Financing
Seasoned HDF Member
Joined: May 2012
Posts: 32,934
Likes: 36,032
From: Carlsbad, CA
We Never finance. Regardless of interest rates.. bike or vehicles, surprises like a New Heating and Air unit LOL. No debt....
No one is more debt averse than we are. We don't feel like we're missing anything. We just waited and sacrificed new stuff for the past 40 years to get "stupid" with our money and pay cash for everything. me or our advisor supports the idiom "Never finance a depreciating asset". We have always been credit adverse and used it to buy our first home on a 15 year note.
Some take zero financing so they can "invest" Which may sound great in a higher interest environment. IN this environment, if I cannot make 3-4% emotionscinterbpvention.WITHOUT ANY RISK and GET 0%, I am paying cash.
I also would rather hold the title so I can sell without issue.
No one is more debt averse than we are. We don't feel like we're missing anything. We just waited and sacrificed new stuff for the past 40 years to get "stupid" with our money and pay cash for everything. me or our advisor supports the idiom "Never finance a depreciating asset". We have always been credit adverse and used it to buy our first home on a 15 year note.
Some take zero financing so they can "invest" Which may sound great in a higher interest environment. IN this environment, if I cannot make 3-4% emotionscinterbpvention.WITHOUT ANY RISK and GET 0%, I am paying cash.
I also would rather hold the title so I can sell without issue.
Good for you. You might want a financial decisions intervention.
Road Warrior
Joined: Jul 2015
Posts: 1,512
Likes: 345
From: Ohio
I do like both regular and deep fried edible twinkles though! Plus, the state fair had some deep fried chocolate covered twinkles that were OUTSTANDING!!!!!
Banned
Joined: Aug 2016
Posts: 2,614
Likes: 544
From: Canton Ohio
We Never finance. Regardless of interest rates.. bike or vehicles, surprises like a New Heating and Air unit LOL. No debt....
No one is more debt averse than we are. We don't feel like we're missing anything. We just waited and sacrificed new stuff for the past 40 years to get "stupid" with our money and pay cash for
everything. me or our advisor supports the idiom "Never finance a depreciating asset". We have always been credit adverse and used it to buy our first home on a 15 year note.
Some take zero financing so they can "invest" Which may sound great in a higher interest environment. IN this environment, if I cannot make 3-4% WITHOUT ANY RISK and GET 0%, I am paying cash.
I also would rather hold the title so I can sell without issue.
No one is more debt averse than we are. We don't feel like we're missing anything. We just waited and sacrificed new stuff for the past 40 years to get "stupid" with our money and pay cash for
everything. me or our advisor supports the idiom "Never finance a depreciating asset". We have always been credit adverse and used it to buy our first home on a 15 year note.
Some take zero financing so they can "invest" Which may sound great in a higher interest environment. IN this environment, if I cannot make 3-4% WITHOUT ANY RISK and GET 0%, I am paying cash.
I also would rather hold the title so I can sell without issue.
Grand HDF Member
Joined: Jul 2016
Posts: 4,384
Likes: 8,742
From: Texas
Besides - better they call your bike a twink - than you
Ghost
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