HDFS Loan Help!!

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May 16, 2018 | 01:44 PM

#31

Navyvette

Tourer

Joined: Feb 2014

Posts: 340

Likes: 194

From: Orlando

They may be giving you a 10day payoff figure with perdiem added.
As stated above create an account and you will be able to see your current payoff exactly.
Ive used them for 4 bikes and they have been great to me to a point and get me the titles quick. Also there are no penalties for early payoff.
The only problem I had was more than one bike financed they gave me a higher interest rate on one.

May 16, 2018 | 08:36 PM

#32

skratch

Seasoned HDF Member

Joined: Jan 2007

Posts: 20,616

Likes: 4,440

From: anacoco, la

Quote:

Originally Posted by Navyvette

The only problem I had was more than one bike financed they gave me a higher interest rate on one.

don't be so sure that it was hdfs that did that. the way i understand it, hdfs will approve you for a range of rates, ie. 4% - 6%. it is the dealer that sets the rate somewhere in there. if they set it higher, they get some of it, if they set it lower, they get less of it.

that's how it was explained to me when the 'local' dealer wanted to sell me a bike at a higher rate on a second bike than the one that i was currently paying on. i went to another dealer and ended up paying about .25% less.