Financing !
Outstanding HDF Member
Joined: Aug 2015
Posts: 2,651
Likes: 1,278
From: PA
Its very hard to say No to .99% financing for 60 months on a $25k motorcycle. My 2015 will be paid off next year and Im hoping they have the same interest special on them M8 softails. That will be the only way I finance a new H-D
Outstanding HDF Member
Joined: Aug 2015
Posts: 2,651
Likes: 1,278
From: PA
Their rates can change like the weather....... Credit Score, Year/Model, time of year and even geographically where your located. Ive seen .99% advertised in certain shops and my friends cross country say their dealership wont offer the same even though its through the same bank Eaglemark.
Seasoned HDF Member
Joined: Jan 2007
Posts: 20,616
Likes: 4,440
From: anacoco, la
thats what i got when i bought my cvo. i already had financing pre-approved through my credit union, the salesman said, 'lets run your numbers and see what we get'. and came back with 2.9%, beating my credit union substantially.
Seasoned HDF Member
Joined: Dec 2006
Posts: 9,911
Likes: 4,656
From: West Texas Sandhills
I had a 798 fico when I bought my ‘18 RGU. The best I got from the dealer was 7.5%. I was somewhat pissed that was the best they could do (and it wasn’t HDFI). Knowing I could refinance it at my credit union, I took it. 2 weeks later, I did a refi for 2.15%.
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Stellar HDF Member
Joined: Dec 2011
Posts: 2,719
Likes: 6,008
From: Boston suburbs
keep in mind that "the fed" upped interest rates again the end of June. Current interest rates are 2% in the US, so expect even the best lenders (like you local/loyal credit union) to be 2.9% or more. Sure there will be exceptions, but remember banks and credit unions are in business to make money if they're paying 2% you're paying more
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