Harley Financing (Eagle Mark) Rates
Stellar HDF Member
Joined: Jun 2022
Posts: 2,893
Likes: 3,072
From: South of Boston, MA
Bought mine at 3.89% thru a Credit Union and not from a Harley Dealer
Back in 97 I bought a house w/Credit Cards 0% to .9% interest, flipped them to a new card when the Term ran out
Finally had to finance to a reg mortgage & it was 10.5% & that was a decent rate at the time
I was approved thru Harley Financing for up to $30k
Local High end dealers would not give me a price on new...Cmon in & talk....pass
And another Dealer 400+ miles away was all set to ship the bike I wanted to me
Oh, but you need to come in & sign the paperwork
One F'd up way to do business
Back in 97 I bought a house w/Credit Cards 0% to .9% interest, flipped them to a new card when the Term ran out
Finally had to finance to a reg mortgage & it was 10.5% & that was a decent rate at the time
I was approved thru Harley Financing for up to $30k
Local High end dealers would not give me a price on new...Cmon in & talk....pass
And another Dealer 400+ miles away was all set to ship the bike I wanted to me
Oh, but you need to come in & sign the paperwork
One F'd up way to do business
Tourer
Joined: Jun 2020
Posts: 356
Likes: 95
From: U.S.
The 6% for 5 years has to be competitive at today's interest rates. The risk free rate is about 4.6-4.8% right now. The 12% isn't, but I'm sure the default rates on 6 and 7+ year loans are ridiculous.
Harley-Davidson's stock is also struggling. How can they be struggling at the kind of profit margins there are on these bikes? What do we really think it costs to produce a motorcycle? Ford sold one of my friends a whole pickup truck for $25k just a few years ago. How can H-D not make a killing selling you a motorcycle for $30k? I wouldn't rather have a new Kia than a new Softail, but there has to be something wrong when those are so close in price.
Harley-Davidson's stock is also struggling. How can they be struggling at the kind of profit margins there are on these bikes? What do we really think it costs to produce a motorcycle? Ford sold one of my friends a whole pickup truck for $25k just a few years ago. How can H-D not make a killing selling you a motorcycle for $30k? I wouldn't rather have a new Kia than a new Softail, but there has to be something wrong when those are so close in price.
Seasoned HDF Member
Joined: Sep 2020
Posts: 8,158
Likes: 9,568
From: central NC
The NC State Employees Credit Union which always had the most unbeatable car loan rates when I spent some time in the car biz 20 years ago, doesn’t do “motorcycle loans” per se. They are just “consumer loans” last time I checked last year. 10% at the time. Pass.
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Tourer
Joined: Oct 2022
Posts: 309
Likes: 172
From: Western New York
Yes siree.