Repossession
Club Member
Joined: Aug 2007
Posts: 10,393
Likes: 2,060
From: N. Atlanta Burbs
RE: Repossession
Harley credit is a different division and company than your Harley dealer who is a franchise.
It's doubtful they even speak to each other except for new application approvals and acquiring more of their allocated bikes to sell. Yet there is still a chance for the almighty Harley computer network to put a hold on your bike 'til the repo guys gets there serviced or not. Each franchisee is hooked up to Harley's database. It would depend on if the right hand knows what the left hand is doing.
Real squeaker man.... all the best.
It's doubtful they even speak to each other except for new application approvals and acquiring more of their allocated bikes to sell. Yet there is still a chance for the almighty Harley computer network to put a hold on your bike 'til the repo guys gets there serviced or not. Each franchisee is hooked up to Harley's database. It would depend on if the right hand knows what the left hand is doing.
Real squeaker man.... all the best.
Road Warrior
Joined: Dec 2006
Posts: 1,883
Likes: 17
From: Williamsport, Pa
RE: Repossession
strip it down to the frame and cases. give the frame and cases to the repo guy to get him off your back. then do a bankruptcy and go pay cash for a used frame and cases. That might work in theory but i really dont know never had anythingto be repossessed i know that they can carry guns and do everything but break an entry to get it. good luck
Grand HDF Member
Joined: Dec 2004
Posts: 4,513
Likes: 4
From: Midland, TX
RE: Repossession
Sounds like it is time for you to look at your wants and needs and do an personal financial overhaul. I'd guess you are screwed up on your credit cards as well, either dodging them or just making the minimum payments. It's time to pare down and get control of your finances. It can be rough sleddingfor a while but you can do it with some discipline and spending control.
Grand HDF Member
Joined: Dec 2004
Posts: 4,513
Likes: 4
From: Midland, TX
RE: Repossession
ORIGINAL: cwilks
BULLSH!T
BULLSH!T
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Road Master
Joined: Apr 2007
Posts: 981
Likes: 1
From:
RE: Repossession
Considering this is an '08 and already you're 4 mos behind, you need to do a little soul-searching.
1. Are you gonna ever get caught up? I don't mean that in a harsh way. Many of us have been through hard times. You need to consider...on YOUR list of priorities what are the chances you will actually get the loan caught up and not have the bike repo'd?If your out of work, have health issues in your family, or other real problems we all must face that are causing you to run short on cash...maybe you should quit ducking the repo guy and get the bike picked up so that you can concentrate on more serious/meaningful matters to get you over your current hump.
2. If you don't think you will likely be able to get caught up on the loan for ANY reason...why spend money on service? Even doing service yourself and sending Harley Credit the money you would have given the dealer's service dept doesn't make sense. If you really KNOW your not going to be able get caught up on the bike payment any time soon (and only you can know this), then just give up the bike...save your much needed money. Don't spend it on service parts or a Harley Credit payment. Use the money for something really important like food, shelter, clothing, etc.
I don't know how bad things are for you. I just hope this repo thing is just you being a little careless rather than a serious health or career issue, but I sure do wish you the best. Just PLEASE don't throw money towards your bike for ANYTHING if your just going to wind up getting it repo'd in the next few months anyway.
GOOD LUCK.
1. Are you gonna ever get caught up? I don't mean that in a harsh way. Many of us have been through hard times. You need to consider...on YOUR list of priorities what are the chances you will actually get the loan caught up and not have the bike repo'd?If your out of work, have health issues in your family, or other real problems we all must face that are causing you to run short on cash...maybe you should quit ducking the repo guy and get the bike picked up so that you can concentrate on more serious/meaningful matters to get you over your current hump.
2. If you don't think you will likely be able to get caught up on the loan for ANY reason...why spend money on service? Even doing service yourself and sending Harley Credit the money you would have given the dealer's service dept doesn't make sense. If you really KNOW your not going to be able get caught up on the bike payment any time soon (and only you can know this), then just give up the bike...save your much needed money. Don't spend it on service parts or a Harley Credit payment. Use the money for something really important like food, shelter, clothing, etc.
I don't know how bad things are for you. I just hope this repo thing is just you being a little careless rather than a serious health or career issue, but I sure do wish you the best. Just PLEASE don't throw money towards your bike for ANYTHING if your just going to wind up getting it repo'd in the next few months anyway.
GOOD LUCK.