Need Advice, "What would you do?"
Road Master
Joined: Jul 2008
Posts: 948
Likes: 1
From: Worth, Illinois
Sell the truck, $600 a month for a pickup truck is way too much money to shell out a month for that. Get a cheaper one. If your really serious about being with her for the rest of your life then sell the bike too, but at 21 I was engaged to married and at 24 we were not together anymore. Sit back and take a serious look at yourself and your situation in the mirror first before you go making any rash decisions you'll regret down the road.
Road Warrior
Joined: Feb 2009
Posts: 1,648
Likes: 5
From: Willow Spring, NC
600 amonth for a truck? you better take the sucker sticker off your forehead before u go house hunting
Outstanding HDF Member
Joined: Mar 2008
Posts: 2,666
Likes: 1
From: East TN
From how ya describe yer situation, yer first goal should NOT be to buy a house. Yer first goal should be to get yer finances in order. The first thing to do is to get out from under that $600/mo. truck. If ya gotta sell yer scoot, and apply any clear money from that to the truck...then do it. If ya have some other means of gettin out from under it...fine...but, get that off yer back before ya even think 'bout a house. Next thing is to get out from under the credit card bills. The next thing is to start savin with some clear objectives in mind...'cause buyin a house is just the beginning of the cost involved with home ownership. Don't get into a home with nuttin left over...it'll eat ya alive...and, don't let the tax credit deadline push ya into buyin a home before yer ready. It don't matter how much of a credit ya get if'n ya can't really afford it...and, believe me, from what you've said here, you CAN'T afford it right now. If you and yer girlfriend really wanna be out of mamma's house...nuttin wrong with rentin first til ya can really afford yer own home. Not to mention, it'll give ya'll time to see if ya can survive tough financial times together without goin for each other's throats...hard financial times can do strange things to the most lovin of couples. Good luck.
Ultimate HDF Member
Joined: Jun 2009
Posts: 6,932
Likes: 4
From: 46th State, USA
It's pretty much a decision of priorities in your life. This subject is surely not something others can do for you. It's fine to have friends to confide in when you have such a dilemma but giving up what is obviously a favorite pickup and motorcycle would need to be a personal choice.
Seasoned HDF Member
Joined: Apr 2008
Posts: 8,051
Likes: 50
From: Florence, MT (Bitterroot Valley)
I had to sell a bike to get the down payment for our 1st house. My wife has never forgotten that, and to this day will tell people about it in conversations. It meant alot to her, and got me a ton of mileage on new bikes through the years, simply because she realized that I knew what truly was the highest priority in our life. Sell the bike, buy the house, and stand on your own. And if she's worth living with, she's worth marrying. Step up to the plate! Oh, and what Tequilla John said is sage and very wise advise!!
Last edited by bigskyhd; Jul 8, 2009 at 12:21 PM.
Seasoned HDF Member
Joined: May 2008
Posts: 32,502
Likes: 32,365
From: NC
DO NOT BUY A HOUSE WITH A GIRL FRIEND and think really hard about it with a spouse. $600 a month truck payment...WTF. Your parents should be ashamed provided you didnt sneak out and buy it without telling them. Your finance place should be arrested for giving you the credit. Wait to find a woman who has a career and an education. If your g/f is working on that, wait till she is finished and making money. Sell the bike and get a cheaper one if you still want to ride. Move out on your own and experience life before settling down. I cant believe you would even consider moving in with someone at your age. Money aint everything but it damn sure helps and is a lot nicer with it.
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Tourer
Joined: Mar 2009
Posts: 337
Likes: 0
From: Pittsburgh, PA
As long as your not to far upside down in it, I'd sell the truck and get a car that can cut that payment in half. There are some good trucks out there in that price range as long as you don't have to have anything extravagant. Me and my fiance are in the exact same situation. When her lease is up she's getting my XTerra and I'm getting a hoopty. I sell cars for a large dealer so if it needs a big repair I can just trade it and as long as I can get at least a year outta the car I saved big. Were talking old Hondas that I'm gonna buy so that shouldn't be much of a problem.
Cruiser
Joined: Apr 2008
Posts: 122
Likes: 0
From:
I would say sell the bike and truck first. Get something reliable and cheap to drive. Get into a house (if thats what you both really want) and start living. You are young and there is plenty of time to get the toys. Remember that family(wife,kids) should come first above anything else. A roof over your head and food in your belly is worth more than any truck or motorcycle.