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need help on financing guys

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Old Jul 16, 2009 | 02:37 PM
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Default need help on financing guys
im trying to buy an 05 low rider right now but my bank doest do used bike loans. im not a member of a credit union, so i dont know where the best place to look for a low interest rate loan would be. thanks i live in az and have great credit, if it matters
 
Old Jul 16, 2009 | 02:45 PM
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Join a credit union. Many of them let anyone to join.
 
Old Jul 16, 2009 | 02:54 PM
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I borrowed some money unsecured to put toward the bike. Do you qualify for unsecured credit?
 
Old Jul 16, 2009 | 04:00 PM
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Old Jul 16, 2009 | 05:17 PM
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Try another bank.
 
Old Jul 16, 2009 | 05:22 PM
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There are Harley-Davidson dealers that will do finacial deals for buyers regardless of who you buy your bike from. Barnett H-D in El Paso, Texas is one such dealer.
 
Old Jul 16, 2009 | 05:50 PM
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Originally Posted by will2002
There are Harley-Davidson dealers that will do finacial deals for buyers regardless of who you buy your bike from. Barnett H-D in El Paso, Texas is one such dealer.
You can check with these guys, but a word of caution, from everything I have heard, you will pay thru the nose in interest. The best thing is to join a credit union. I changed credit unions last summer and the day I joined, I refinanced my bike at a much lower rate than my old CU. Good luck.
 

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Old Jul 16, 2009 | 06:34 PM
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If you can find a credit union that is open to anyone it only takes a few dollars to deposit to be a member. My credit union had the lowest interest rate in town, much lower than the H-D dealer. I wouldn't recommend using a credit card as they charge interest on a compounded basis.
 
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Old Jul 16, 2009 | 06:50 PM
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Check around at different banks and credit unions. If your credit is good you should have no problem qualifing.
 
Old Jul 16, 2009 | 07:16 PM
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Originally Posted by will2002
There are Harley-Davidson dealers that will do finacial deals for buyers regardless of who you buy your bike from. Barnett H-D in El Paso, Texas is one such dealer.
HD interest rates are rediculous. I would hit up a Credit Card before that. Go to research credit unions. I opened an account for my used truck I bought with just $50.
 



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