Refinancing your ride
Road Warrior
Joined: May 2008
Posts: 1,368
Likes: 2,055
From: Paradise (almost, Florida )
If it weren't for people financing, there wouldn't be a company named Harley Davidson. I'm glad for you if you pay cash, good for you, but don't come on here running your mouth against those that can't or choose not to, it's their life.
There's always a few of you guys that are so proud of your financial genius in these threads. You are GREAT !!! There, ego feel good now?
There's always a few of you guys that are so proud of your financial genius in these threads. You are GREAT !!! There, ego feel good now?
Tourer
Joined: Sep 2010
Posts: 294
Likes: 0
If it weren't for people financing, there wouldn't be a company named Harley Davidson. I'm glad for you if you pay cash, good for you, but don't come on here running your mouth against those that can't or choose not to, it's their life.
There's always a few of you guys that are so proud of your financial genius in these threads. You are GREAT !!! There, ego feel good now?
There's always a few of you guys that are so proud of your financial genius in these threads. You are GREAT !!! There, ego feel good now?
That money is going towards retirement savings.
If you can get under 5% for a loan and pay it in under 5 years than that is reasonable.
I think I would hold on to the cash and invest it.
There is a dealer in my area offering 1.9 financing and the stock market is beating that.
If you can only get a real high finance rate than you should really think about the cost of the loan being worth it. Cash becomes king at that point.
Ultimate HDF Member
Joined: Feb 2006
Posts: 5,190
Likes: 5
From: Eastern Washington
Seems that people have to post about being able to pay cash are just trying to show off. OP was telling people he saved some money and you all have to come on and wave your **** around like it don't stink. Not all Harley's are toys either. I had a Harley in college that was my only transportation.
Banned
Joined: Sep 2009
Posts: 7,580
Likes: 7
From: The Internet (& Dyer, Indiana)
Seems that people have to post about being able to pay cash are just trying to show off. OP was telling people he saved some money and you all have to come on and wave your **** around like it don't stink. Not all Harley's are toys either. I had a Harley in college that was my only transportation.
Pay cash for everything and then try to get a mortgage.
Refinancing to lower rate is smart. Paying cash for toys is smart. Financing what you can afford at a low rate yet preserving your cash is smart. Doing what you can to get through these times is smart.
Paying 22% for something is not.
There is a lot of in between...
Refinancing to lower rate is smart. Paying cash for toys is smart. Financing what you can afford at a low rate yet preserving your cash is smart. Doing what you can to get through these times is smart.
Paying 22% for something is not.
There is a lot of in between...
Club Member
Joined: Oct 2007
Posts: 30,914
Likes: 16
From: Springfield, Ohio
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Road Captain
Joined: Mar 2010
Posts: 671
Likes: 0
From: Toledo Bend Lake Texas
Here in the real world!
I do however, wonder what type of business your in, that you can't understand that people finance cars, boats,motorcycles, you certainly can't be a businessman,cause "credit" is the lifeblood of any business, large or small.
I'll venture to say, if you have never financed any of these items, that would pretty much paint you, as a fortunate kid with a rich Daddy. Money don't just fall out of the sky!
Supporter
Joined: Dec 2006
Posts: 6,724
Likes: 234
From: Altoona, Pa.
Bingo on paying cash. Hold off on the first bike til you got the cash and then stay disiplined as you ride and pay yourself, then youll have the cash again when your ready for the next one. BUT.....we're in a I WANT IT NOW world.