........the damage is probably less than your deductible.
Just had my first fall...
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Cruiser
Joined: Apr 2010
Posts: 233
Likes: 1
From: Boise, Idaho
Just had my first fall...
It was minor - doing about 25 around a turn in a torrential downpour. Front wheel got caught in a metal rut on an overpass bridge.
I stood the bike up, fired it up and made it home - I was less than a mile from home, BTW - after 20 miles in pouring rain.
So, there was very little damage - Brake pedal bent, maybe a mirror, gas gauge came loose...
Question to you who have had minor falls:
Should I report it to my insurance and have them jack up my rates, or pay for what little damage there was and keep my 'perfect' record?
I stood the bike up, fired it up and made it home - I was less than a mile from home, BTW - after 20 miles in pouring rain.
So, there was very little damage - Brake pedal bent, maybe a mirror, gas gauge came loose...
Question to you who have had minor falls:
Should I report it to my insurance and have them jack up my rates, or pay for what little damage there was and keep my 'perfect' record?
Road Captain
Joined: Jan 2011
Posts: 525
Likes: 0
From: Stoughton,MA
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Thread Starter
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Cruiser
Joined: Apr 2010
Posts: 233
Likes: 1
From: Boise, Idaho
Yep. After getting my wet gear off, and going back out to the garage:
Mirror , Windshield, Brake lever, scraped up
Brake Pedal- scraped, bent and pretty loose.
Definitely cheaper than my $500 deductible - especially since I shop the forum classifieds!
My new V&H Big Radius 2x2 Black were waiting on my front porch when I got home, so not a bad ending...
Mirror , Windshield, Brake lever, scraped up
Brake Pedal- scraped, bent and pretty loose.
Definitely cheaper than my $500 deductible - especially since I shop the forum classifieds!
My new V&H Big Radius 2x2 Black were waiting on my front porch when I got home, so not a bad ending...
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