NEW HDFS Payment Rules.....
Road Master
Joined: May 2010
Posts: 979
Likes: 351
From: Wisconsin
I would guess the $6 service fee is to cover some of the 3% fee that credit card companies charge when you use Visa or Mastercard.
Sucks, been buying stuff and making payments online for years and never had that until I financed my bike through harley, which is actually Chase bank, and that explains it all.
I got them back though, I paid it off in 4 months using my Visa and they had to pay 3% of that to Visa.
Sucks, been buying stuff and making payments online for years and never had that until I financed my bike through harley, which is actually Chase bank, and that explains it all.
I got them back though, I paid it off in 4 months using my Visa and they had to pay 3% of that to Visa.
Yes they have the "right" to change the terms.... that's because they have the pencil that wrote the contract. And that does not mean anyone has to fully agree.
Last edited by JonV; Jan 27, 2012 at 05:08 PM.
Stellar HDF Member
Joined: Dec 2009
Posts: 2,913
Likes: 2,542
Pay by check like you said. Let them have the inconvience of dealing with it. Just make sure you mail them in time to post by the payment date. May even be worth the 50 cents to get delivery confirmation on your payments so they can't say "we didn't get it in time" and hit you with a late fee.
I would guess the $6 service fee is to cover some of the 3% fee that credit card companies charge when you use Visa or Mastercard.
Sucks, been buying stuff and making payments online for years and never had that until I financed my bike through harley, which is actually Chase bank, and that explains it all.
I got them back though, I paid it off in 4 months using my Visa and they had to pay 3% of that to Visa.
Sucks, been buying stuff and making payments online for years and never had that until I financed my bike through harley, which is actually Chase bank, and that explains it all.
I got them back though, I paid it off in 4 months using my Visa and they had to pay 3% of that to Visa.
Ultimate HDF Member
Joined: Jan 2009
Posts: 5,016
Likes: 277
From: East Tn Foot of The Dragon
Last edited by checkers; Jan 27, 2012 at 05:24 PM.
You seem to be very hung up on people wanting stuff for "free".... My Loan is not "Free" was yours? There is an Interest charge and as I recall and an administrative or setup charge as I recall. And corporate greed is a fact of Capitalism, 6 bucks a month from several thousand loan holders is a Tidy Sun.
Yes they have the "right" to change the terms.... that's because they have the pencil that wrote the contract. And that does not mean anyone has to fully agree.
Yes they have the "right" to change the terms.... that's because they have the pencil that wrote the contract. And that does not mean anyone has to fully agree.
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What you have to understand is that "no it isn't right", "yes they can and will do it" and you have to live with it or don't use credit, or you can bitch about it and hope you get enough people to do so, so that they change their minds. The other thing you have to understand is that KBFXDLI is pretty much an asshat and nothing you say or do is going to change that. OOPS, Me bad. I understand where you are coming from, fortunately when things like this have happened to me I have found ways to rid myself of the problem. Hope it works out for you.