Insurance Claims Experience in SE MI
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Club Member
Joined: Jan 2006
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From: Idaho Falls
Insurance Claims Experience in SE MI
I'm now involved with a claim dispute with my insurance company. In April, the policy ends, and I want to switch to a company with solid claims support for me, the insured. For those riders in SE MI, which insurance companies have you found to provide considerate, solid claims support (that is, not encourage the work to be done by some small, local shop rather than the H-D dealer). BTW -- I don't agree with the 'stealer' terminology used on this forum. My experience does not support it, period.
Road Captain
Joined: Sep 2006
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RE: Insurance Claims Experience in SE MI
None with my bikes (Thankfully!) but with other issues I hadwith some thefts andE.W. Smith in Wyandotte has never done me wrong. Best rates, excellant coverage and no hassles.
If you would like my agents name PM me.
If you would like my agents name PM me.
Tourer
Joined: Dec 2006
Posts: 375
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RE: Insurance Claims Experience in SE MI
believe it or not, Stae farm and Allstate are pretty good. Go to one of the offices near you and have a sit down talk with the agent. Makes understanding what you are asking for and recieving in your policy a lot easier. Ask them to tell you about some of their past claims and see what your opinion is. The actual agent is a great help when a claim is put in.
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Joined: Jul 2005
Posts: 14,082
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RE: Insurance Claims Experience in SE MI
ORIGINAL: OneBlackFly
I did, got several good company names, but also want the rider's experience.
I did, got several good company names, but also want the rider's experience.
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Club Member
Joined: Jan 2006
Posts: 1,360
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From: Idaho Falls
RE: Insurance Claims Experience in SE MI
Your experience with Progressive is in stark contrast to mine. Although they cut a check quickly, they would not have the repairs done at the H-D dealer where I wanted them done ('they charge too much'), and Progressive led me to an indy shop where the bike sat for 3 weeks. I then contacted Progressive Claims Adjustment, talked to the adjuster's supervisor, and had the bike moved to another good dealer in my area where the reapirs were done quickly and fairly. Nonetheless, I changed insurance companies as I believe that Progressive claims adjustment process is not up to par.
The premium is not the issue here. It is claims settlement that is the key issue. And I will have work done by the dealership where the repairs were done. They're very good. BTW -- I also do some of my own work.
The premium is not the issue here. It is claims settlement that is the key issue. And I will have work done by the dealership where the repairs were done. They're very good. BTW -- I also do some of my own work.
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