Insurance in Florida
Ultimate HDF Member
Joined: Dec 2007
Posts: 9,254
Likes: 283
From: Lake City, Florida (Native)
Whether you live in Florida or anywhere else always get at least 3 quotes .. have gone from Geico to Progressive and now just added on to Allstates policy for all my vehicles.. Insurance does not reward loyalty ... after 3 years accident and ticket free with Geico and Progressive both they raised the rates on me the 3rd year thinking I wouldn't bitch about it .. Wrong!!
Elite HDF Member
Joined: Feb 2008
Posts: 4,606
Likes: 2
From: Denver, Colorado
N o sush thing as a good rate from person to person. Only from company to company. Shop around.
Also, you need to take into seriour consideration what your net value is worth. If you own a home, a business, a couple kids, etc you need to get HIGH limits to cover your assets. If you just own a bike and rent an apartment or something, you can go less.
Feel free to IM me with any specific questions.
PS - You get what you pay for. Pay an extra $10 a month and get a few $100k more in coverage to cover you against liability to others. It's worth it.
PPS - Moving to FL? Prepare to pay out the A$$ for any insurance usually. Get multiple quotes, as the guy above said.
Also, you need to take into seriour consideration what your net value is worth. If you own a home, a business, a couple kids, etc you need to get HIGH limits to cover your assets. If you just own a bike and rent an apartment or something, you can go less.
Feel free to IM me with any specific questions.
PS - You get what you pay for. Pay an extra $10 a month and get a few $100k more in coverage to cover you against liability to others. It's worth it.
PPS - Moving to FL? Prepare to pay out the A$$ for any insurance usually. Get multiple quotes, as the guy above said.
Ultimate HDF Member
Joined: Dec 2007
Posts: 9,254
Likes: 283
From: Lake City, Florida (Native)
Actually never thought the Rates for Insurance were that bad in FL 400-500 a year full coverage including 20K medical so can ride without a helmet if choose to do so...Although 10K is all thats required to ride without a Helmet was just a few bucks more to increase the medical to 20K
Last edited by JayStronghawk; May 1, 2009 at 09:14 AM.
Elite HDF Member
Joined: Feb 2008
Posts: 4,606
Likes: 2
From: Denver, Colorado
Actually never thought the Rates for Insurance were that bad in FL 400-500 a year full coverage including 20K medical so can ride without a helmet if choose to do so...Although 10K is all thats required to ride without a Helmet was just a few bucksa more to increase the medical to 20K
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Ultimate HDF Member
Joined: Dec 2007
Posts: 9,254
Likes: 283
From: Lake City, Florida (Native)
220 a year with full coverage is pretty good although didn't state what year your Bike is.. Mine is for an 08 Electra with Gap Coverage .. In otherwords have it insured for 20K so can replace it without losing anything... Otherwise would end up with about 13K if was totaled
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Elite HDF Member
Joined: Feb 2008
Posts: 4,606
Likes: 2
From: Denver, Colorado
220 a year with full coverage is pretty good although didn't state what year your Bike is.. Mine is for an 08 Electra with Gap Coverage .. In otherwords have it insured for 20K so can replace it without losing anything... Otherwise would end up with about 13K if was totaled
But It's bundled with my cars, home, and umbrella policy, so i have some steep discounts.
