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Motorcycle Insurance DiscussionThis is the place to discuss what type of Motorcycle Insurance you carry or any problems or good experiences you've had with certain companies.
I just recently purchased my 08 Nightster and priced insurance with several different companies. I talked with my local insurace company State Farm and they were going to charge me 367 every 6 months. I then called Gieko. They worked out a deal for full coverage etc, for 329 a year!!!!! Thats a great savings in my mind. I have the MSF safety course etc and saved even more...................thanks Gieko
Rider Insurance was always cheap but the coverage was nil. The proof of a great company isn't the policy cost but what they do for you when you file a claim. Many don't cover your medical injuries and some do not cover a passenger. Read over everything carefully so you don't get a surprise when you least expect it.
When i had the Sportster Progressive was the cheapest. When i got the Street Bob, Geico was the cheapest so I went with Geico this time. $405 a year full coverage, $250 deductible.
Last edited by PigInaBlanket; Jan 2, 2010 at 03:38 PM.
thanks guys..........I do think the price from Geiko is fair and the policy coverage is almost identical to include un-insured motorist. I was going to go through USAA since im military and they actually go through progressive....but Geiko was the best bet for me at this point.
If this is your first year ... $329.00 is about what I paid. It should steadily go down for a few years until bottoming out. That is if you remain accident free and do not get too many tickets.
Wow I wish I could get $169 a year insurance but here in my area of Virginia it's virtually impossible. According to this chart http://www.webbikeworld.com/motorcycle-theft/ my area is in the top 10 of the country for thefts and accidents.
Last edited by PigInaBlanket; Jan 3, 2010 at 05:46 AM.
I have 3 cars insured through progressive, 2 full coverage and 1 liability only.
They charge me $1800 every 6 months on the cars, I asked them about my 09 night train and they quoted $2000 a year, I went with State Farm at $450 a year.
I am 48, clean driving record. Welcome to Michigan no-fault state!
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