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Had mine for two months and I love it! Only scraped it once but expect to again...no biggy, they pivot anyway. I use mine on interstate (very little) and backroads (quite often) and have no real complaints. Yes, you definately sit "in it". I'm 6'2" and feel very comfortable on mine. Handlebars are a personal preferance but I like mine they way they are for now. The color combo you are talking about is AWESOME! Mine is two tone- white pearl/vivid black as you can see below. It is a real retro bike in looks and I have people talking to me every time I stop somewhere.