Softail Models Standard, Custom, Night Train, Deuce, Springer, Heritage, Fatboy, Deluxe, Rocker and Cross Bones.
Sponsored by:
Sponsored by:

Tax Refund.....

Thread Tools
 
Search this Thread
 
Old Mar 19, 2013 | 11:52 AM
  #1  
HoldFast2012's Avatar
HoldFast2012
Thread Starter
|
Advanced
Joined: Jun 2012
Posts: 85
Likes: 0
From: Washington D.C.
Default Tax Refund.....

Pay off the bike or put towards mods?

I'm on the fence here...what would you do?
 
Reply
Old Mar 19, 2013 | 11:54 AM
  #2  
Mill908's Avatar
Mill908
Cruiser
Joined: Nov 2012
Posts: 139
Likes: 0
From: Canada
Default

If its on an interest free Loan, Mods, if your paying interest your loosing Mod money monthly. My 2 cents
 
Reply
Old Mar 19, 2013 | 11:54 AM
  #3  
ANIMALHOUSE's Avatar
ANIMALHOUSE
Cruiser
Joined: Sep 2012
Posts: 182
Likes: 6
From: Doylestown, PA
Default

The smarter idea would be to pay the bike off, but mods would be so much more fun!
 
Reply
Old Mar 19, 2013 | 11:58 AM
  #4  
wild hog's Avatar
wild hog
Tourer
Joined: Mar 2007
Posts: 496
Likes: 15
From: Windham, New Hampshire
Talking

Pay off bike. Less debt=more cash for mods down the road. Just my 2 cents..
 
Reply
Old Mar 19, 2013 | 12:01 PM
  #5  
Misbehaven's Avatar
Misbehaven
Elite HDF Member
15 Year Member
Photogenic
Photoriffic
Liked
Joined: Dec 2010
Posts: 4,501
Likes: 26
From: Sheboygan,Wi
Default

Pay it off would be my choice. Mods can come later. Just put your self on a budget for mod money. When next winter comes you can do mods during the down time.
 
Reply
Old Mar 19, 2013 | 12:14 PM
  #6  
HoldFast2012's Avatar
HoldFast2012
Thread Starter
|
Advanced
Joined: Jun 2012
Posts: 85
Likes: 0
From: Washington D.C.
Default

I think I'll go with paying it off and finally calling the bike my own! Glad the first to respond were all reasonable folks.

I thought for sure there would be some MODsters that might make a case for splurging.
 
Reply
Old Mar 19, 2013 | 12:23 PM
  #7  
elizer's Avatar
elizer
Road Captain
Joined: Jul 2010
Posts: 632
Likes: 3
From: Virginia raised, stationed in Alaska
Default

Pay it off and keep making "payments" and use that money in the winter
 
Reply
Old Mar 19, 2013 | 01:23 PM
  #8  
osb's Avatar
osb
Tourer
Joined: Mar 2010
Posts: 469
Likes: 1
From: US
Default

This is exactly why most Americans can't get out of debt, and why our housing market crashed.

I can't believe this was an actual question.
 
Reply
HD Forum Stories

The Best of Harley-Davidson for Lifelong Riders

story-0

7 Times Harley-Davidson Chucked Tradition Out the Window

 Verdad Gallardo
story-1

7 Surprising Harley-Davidson Products that Are Not Motorcycles

 Verdad Gallardo
story-2

8 Best Harley-Davidson Motorcycles Ever

 Pouria Savadkouei
story-3

10 Worst Harley-Davidson Motorcycles Ever

 Pouria Savadkouei
story-4

Killer Custom's Jail Break Is The Breakout That Refused to Blend In

 Verdad Gallardo
story-5

Crazy Bunderbike Build Looks Amazing, But Is It Impossible to Ride?

 Verdad Gallardo
story-6

Harley-Davidson Reveals Super Cool Cafe Racer Concept

 Verdad Gallardo
story-7

Engraved Rebellion: Inside Bundnerbike's Glam Rock II

 Verdad Gallardo
story-8

10 Motorcycles You Should Never Buy

 Joe Kucinski
story-9

10 Things Harley-Davidson Needs to Fix in 2026

 Verdad Gallardo
Old Mar 19, 2013 | 01:33 PM
  #9  
jeffreydsilver's Avatar
jeffreydsilver
Ultimate HDF Member
Joined: May 2008
Posts: 6,508
Likes: 169
From: WPB, FL
Default

Use the refund as a down payment on a new bike and trade in the old.
 
Reply
Old Mar 19, 2013 | 01:34 PM
  #10  
2black1s's Avatar
2black1s
Elite HDF Member
Joined: Nov 2010
Posts: 3,846
Likes: 173
From: Simi Valley, CA
Default

My gut tells me you should pay off the bike. But on the other hand, our president says that $17,000,000,000,000 in debt is not a problem so I'm not really sure.
 
Reply



All times are GMT -5. The time now is 05:04 PM.

story-0
7 Times Harley-Davidson Chucked Tradition Out the Window

Slideshow: Harley-Davidson built its reputation on nostalgia, but every so often, the company took a hard left turn into the future.

By Verdad Gallardo | 2026-05-20 11:18:19


VIEW MORE
story-1
7 Surprising Harley-Davidson Products that Are Not Motorcycles

Slideshow: The bar-and-shield logo shows up on far more than motorcycles, some of the company's most unexpected products have nothing to do with riding.

By Verdad Gallardo | 2026-04-29 16:50:35


VIEW MORE
story-2
8 Best Harley-Davidson Motorcycles Ever

Slideshow: Not every Harley gets it right, but these are the ones that genuinely earned their reputation.

By Pouria Savadkouei | 2026-04-15 14:23:21


VIEW MORE
story-3
10 Worst Harley-Davidson Motorcycles Ever

Slideshow: From the troubled AMF years to modern misfires, these bikes earned reputations for reliability issues, questionable engineering, or disappointing performance.

By Pouria Savadkouei | 2026-04-01 20:01:09


VIEW MORE
story-4
Killer Custom's Jail Break Is The Breakout That Refused to Blend In

Slideshow: Killer Custom's "Jail Breaker" build focuses more on stance and visual aggression than mechanical overhaul.

By Verdad Gallardo | 2026-03-18 19:20:32


VIEW MORE
story-5
Crazy Bunderbike Build Looks Amazing, But Is It Impossible to Ride?

Slideshow: The Swiss custom shop has taken a Harley Softail and stretched it into something so long and low that it looks closer to a rolling sculpture than a conventional motorcycle.

By Verdad Gallardo | 2026-03-07 16:15:30


VIEW MORE
story-6
Harley-Davidson Reveals Super Cool Cafe Racer Concept

Slideshow: Harley-Davidson's new RMCR concept revives the café racer formula with modern hardware-and it may be exactly the reset the company needs.

By Verdad Gallardo | 2026-03-04 12:23:37


VIEW MORE
story-7
Engraved Rebellion: Inside Bundnerbike's Glam Rock II

Slideshow: A standard cruiser becomes an intricate metal canvas in the hands of a Swiss custom house known for pushing Harley-Davidson platforms far beyond their factory brief.

By Verdad Gallardo | 2026-02-24 18:19:44


VIEW MORE
story-8
10 Motorcycles You Should Never Buy

Slideshow: There is no shortage of great motorcycles to buy, but we would avoid these ten.

By Joe Kucinski | 2026-02-19 14:50:51


VIEW MORE
story-9
10 Things Harley-Davidson Needs to Fix in 2026

Slideshow: Harley-Davidson's challenges aren't abstract; they show up in dropping shipments, shrinking dealer traffic, and strategic decisions that aren't yet translating into growth.

By Verdad Gallardo | 2026-01-13 18:33:17


VIEW MORE