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I going for my license soon and am going to be looking for a sportster to buy for my first bike. The only problem is I wont have enough cash to buy one outright, so ill need to finance unless I find a used one. Im selling my dirtbike which I rarely ride to fund the Harley, im hoping to have $2500 to put down.
Now I know that having a brand new bike to learn on may not be the wisest choice but the payments are tough to argue with. I went and looked at an Iron 883 today, with my great credit and $800 down payment are around $175. So if I put more down I can get the payments even lower.
What is everyones opinions on the new sportsters? Are they good reliable bikes? Should I be looking for a used bike I could get financed on? Ive read that the carbed versions(2006 and earlier I think) are better than the new FI models.
I appreciate the help guys, I really hate the buyers remorse feeling and just want to enjoy the bike.
I just bought a new 1200c Thursday. Traded-in the CVO convertible shown in my sig pic. I flat out love my new Sportster. Love the front wheel and tire too!
If I understand what your asking is you would rather have a new bike and you have the money for a good down payment but not an outright purchase. Nothing wrong with that.
Shop around for rates, I found a loan at 2.99% for 60 mos. Don't count on the dealer to find you the best rate, they deal with a select group or HFS.
Yes, the new bikes are reliable and the Iron is a great platform. Up until last week when I traded the Nightster in on a switchback I put 20,000 trouble free miles in two years on it. I kept my '09 883 as a second bike because I prefer the gearing for the backroads around here. Kurt
I would finance it with the $800 down and use the rest to do the stage one upgrade, air cleaner, mufflers and a tuner. That way it will run the way it should which will make it much more fun to ride.
The only thing I would point out is the small gas tank on that 48, you have to fill every 70 miles which can be a real PITA.
I have an 06 sportster and love it. It is my first bike I bought it last year and am always riding. I also haul my wife around with no problems. I am not saying I would go cross country on it, but we are planning on some travels this summer. Yea I am sure a bigger bike would be better for me and my wife, but I don't know any better lol since this is my first bike. Good luck man buy what you want you won't regret it.
Buy a used one. There are good ones out there you just have to be patient, keep looking at CL every day, and Ebay also it can have some deals as well.
Buy used at the right price and you can sell for what you paid for it.
My only problem with that is that I will have to have cash and there is no way I can spend more than $3,000.
Originally Posted by kknickmeyer
If I understand what your asking is you would rather have a new bike and you have the money for a good down payment but not an outright purchase. Nothing wrong with that.
Shop around for rates, I found a loan at 2.99% for 60 mos. Don't count on the dealer to find you the best rate, they deal with a select group or HFS.
Yes, the new bikes are reliable and the Iron is a great platform. Up until last week when I traded the Nightster in on a switchback I put 20,000 trouble free miles in two years on it. I kept my '09 883 as a second bike because I prefer the gearing for the backroads around here. Kurt
Thats good to know. I really like the nightster, I just dont see enough difference other than some cosmetics to justify the extra money they want for it.
Originally Posted by jag1886
I would finance it with the $800 down and use the rest to do the stage one upgrade, air cleaner, mufflers and a tuner. That way it will run the way it should which will make it much more fun to ride.
The only thing I would point out is the small gas tank on that 48, you have to fill every 70 miles which can be a real PITA.
I was considering keeping some cash to upgrade it. Ive been told you need to have it tuned, intake and exhaust all at once. I know I want some loud pipes on it. Is it really around $1700 for a tune, intake and exhaust? Ive seen the exaust I like for $500+ which seems excessive for empty pipes and a few bends but it is a Harley. Really, only 70 miles? it says estimated 51 higway mpg and a 3.3g tank. I dont mind every couple days but work is 50 miles away.
Last edited by MrElectric03; May 27, 2012 at 05:15 PM.
I have an 06 sportster and love it. It is my first bike I bought it last year and am always riding. I also haul my wife around with no problems. I am not saying I would go cross country on it, but we are planning on some travels this summer. Yea I am sure a bigger bike would be better for me and my wife, but I don't know any better lol since this is my first bike. Good luck man buy what you want you won't regret it.
Cool, yea my wife is just as excited as I am. Her step-dad has a road king he and his wife take out in good weather, glad to know a sportster will handle a rider. I cant wait for a bigger bike, id like to go for a night train but thats way too much bike for a new rider so gonna get used to the sportster then maybe hand it over to the wife when im ready to upgrade.
I am also new to Harleys, a returning rider after almost 30 years! Female mid 50s and I bought a new 1200C last week. Really loving it. I didn't want a peanut tank as somebody mentioned what a pain to get less than 100 miles between fills.
Actually ME, if you get a 1200C you won't have to do anything to it except ride it, it will be plenty powerful. You can easily get a 2.99% loan from the Dealer, I did, plus $500.00 off the price and a $250.00 gift certificate. Then make changes as you can afford them. Give yourself time to decide what is important to you, looks, function etc. Get a Sundowner seat, sissy bar and a windshield in the deal.
Last edited by 1200Cdriver; May 27, 2012 at 05:41 PM.
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