Now show us the one from HD, just to be fair.

 

Hell Twisted said to get my **** together before I post pictures again..lol.. I know the HD one covers any wheel that came stock on the bike full replacement. And it's not a you pay and we send you the check.

 

If you bought the bike new, this would make sense because you buy the 3 year warranty but every is covered under the 24 month warranty for the first 2 years and the 3 year warranty also starts the day you buy the bike. That's the rip off.

If you buy a 3 year warranty with 3 months left on the factory warranty, you should get 21 months use of the extended warranty. And the price you paid is outrageous. When I bought my 5 year extended warranty, I paid about $1400 after negotiations.

 

what i meant was that you'd have gone two years without coverage and then when you bought your 'new' bike esp, that time had already elapsed and you would in effect be paying for time past. especially, if you had to stay at a hotel while your bike got repaired under the factory warranty. course, if you didn't need it, then you really aren't out the money then.

i neglected to mention that there is definitely a price discrepency between the 'new' bike esp, and the 'used' bike esp, with the latter being considerably more expensive.

 

mine has paid for itself over and over , just in tires and rims

 

The dealers feel confident in their position & judge it by all the wanna bees hanging out in their parking lots, with low mileage bikes, on a sunny Saturday.

 

The stand alone tire and wheel contract has a max payout of $300 per claim. If the coverage is purchased with the extended service plan, there is no max claim payout. The contract will pay for the new stock tire or new stock wheel on any covered repair. The H-D Extended Service Plan's 7 year with T/W after 30 days from purchase is $2,849. The same length of coverage is $1,698 @ www.discountesp.com. If you were able to get the contract for $2,200 that is a considerable discount; however, a $500 cash savings would have been realized.

A great aspect of these contracts, is the rider can take control of the claim. You call for authorization prior to the repair and there will be no surprises. Here to help; let me know if you have any more questions.

 

It is better to utilize AAA or your cycle insurance for roadside assistance, regardless of coverage--Factory Warranty or Extended Service Plan. If a failure is not a covered repair, the towing coverage doesn't kick in. Most insurance policies have or can provide quality roadside or join AMA or AAA.

 

I get this question asked every week. "Will my dealer accept it?" The dealer can either take your money or make one phone call and get paid by the administrator for a covered repair. If they'd rather take your money, you are right... maybe time to find a new repair facility.

Remember the coverage is valid at any state licensed repair facility and the claims authorization can be made by the contract holder. This way you can ensure the claim is made properly and the amount charged is in line with H-D's factory warranty book time.

 

Most ESP's never pay out anywhere near what they cost. If they did the issuer would go bankrupt. Especially when you consider the selling dealer makes a profit. The company that backs the ESP has to cover marketing cost, employee cost, claims, etc. and still make a profit. I read on average that only about 12% of the cost of the ESP goes to paying claims. You'll come out ahead in the long run if you put what the ESP cost into savings and self insure. Sure if you buy a lot of ESP's on your purchases you might have one that pays for itself occasionally. It's kinda like playing a slot machine. They make a very large profit off most people and only pay out the large claims that are more than the cost of the ESP for a few. If you buy it with the bike and finance it you are paying even more when you count the interest you pay on it.