Discount esp experience
Stellar HDF Member
Joined: Jul 2017
Posts: 2,327
Likes: 2,404
From: Jackson, OH
Having just bought a 2020 RGL, I'm interested in 3rd party ESPs. What matters to me:
* Price (to obtain coverage over 7 years of ownership)
* Acceptance by dealers and independent shops
* Limitations of coverages
* Customer reimbursement for self-paid repairs
I'm open to recommendations on specific companies....and good feedback.
* Price (to obtain coverage over 7 years of ownership)
* Acceptance by dealers and independent shops
* Limitations of coverages
* Customer reimbursement for self-paid repairs
I'm open to recommendations on specific companies....and good feedback.
Road Master
Joined: Jun 2014
Posts: 1,219
Likes: 63
From: westland Michigan
I've used the discounted esp though Jim a few times at different dealers without a problem. Even while traveling across the country. Thats why I got it after my original extended warranty was about to expire. Id get it again in a heart beat without hesitation. I used it for travels more then at home repairs unless its gonna be a major expense like my ecm replacement was along with front caliper while shop had my bike. My cost 92 bucks. total cost 1100 in repairs. Thank you Jim for awesome coverage.
Batman
Batman
Sponsor
Joined: Jun 2019
Posts: 260
Likes: 157
From: Wisconsin
Up to 8-Years of Coverage
Having just bought a 2020 RGL, I'm interested in 3rd party ESPs. What matters to me:
* Price (to obtain coverage over 7 years of ownership) STARTING AT $975 - $2198 (6 Additional Years After FW Ends)
* Acceptance by dealers and independent shops ($0 Deductible at ANY Repair Facility)
* Limitations of coverages (IF the breakdown was covered by the factory warranty, it will be covered here. Minimal exceptions (ie Speakers)
* Customer reimbursement for self-paid repairs (Emergency Repairs are reimbursed. Normal process is to the dealership directly via credit card)
I'm open to recommendations on specific companies....and good feedback.
* Price (to obtain coverage over 7 years of ownership) STARTING AT $975 - $2198 (6 Additional Years After FW Ends)
* Acceptance by dealers and independent shops ($0 Deductible at ANY Repair Facility)
* Limitations of coverages (IF the breakdown was covered by the factory warranty, it will be covered here. Minimal exceptions (ie Speakers)
* Customer reimbursement for self-paid repairs (Emergency Repairs are reimbursed. Normal process is to the dealership directly via credit card)
I'm open to recommendations on specific companies....and good feedback.
We (Motorcycle Agent) partnered with (2) Extended Service Plan Companies to offer coverage directly to the rider = Compare Extended Service Plans
This comparison also includes an actual quote for a Harley-Davidson covered under the original factory warranty.
Benefits of MotorcycleAgent.com
- Dedicated Agent for your motorcycle protection
- ESP from an actual Extended Service Plan Company--Not a Self-Administrated Plan
- Insurance Policy guaranteeing your coverage (Not included with other online plans)
- Plans are approved by the individual states--including Florida
- Coverage for Aftermarket / Upgraded Components (Eagle Guardian)
- $0 Deductible at ANY Repair Facility
- Unlimited Mileage
- Huge Savings (Not just a couple hundred $) over H-D's ESP and Discount ESP
__________________
Jim Palmer
Motorcycle Agent by The MVP Insurance Agency
Motorcycle Insurance Agent | Extended Service Plan Specialist
Phone/Text: (800) 920-0890
Email: jim@motorcycleagent.com
Website: www.motorcycleagent.com
Warranty Coverage in ALL States | Insurance Licensed in 30+ States | 100% Online Enrollment
Extended Service Plans | Insurance Policies | Tire & Wheel Protection
Jim Palmer
Motorcycle Agent by The MVP Insurance Agency
Motorcycle Insurance Agent | Extended Service Plan Specialist
Phone/Text: (800) 920-0890
Email: jim@motorcycleagent.com
Website: www.motorcycleagent.com
Warranty Coverage in ALL States | Insurance Licensed in 30+ States | 100% Online Enrollment
Extended Service Plans | Insurance Policies | Tire & Wheel Protection
Tourer
Joined: Aug 2015
Posts: 433
Likes: 67
From: NOR CAL
Congrats on the New Road Glide!
We (Motorcycle Agent) partnered with (2) Extended Service Plan Companies to offer coverage directly to the rider = Compare Extended Service Plans
This comparison also includes an actual quote for a Harley-Davidson covered under the original factory warranty.
Benefits of MotorcycleAgent.com
We (Motorcycle Agent) partnered with (2) Extended Service Plan Companies to offer coverage directly to the rider = Compare Extended Service Plans
This comparison also includes an actual quote for a Harley-Davidson covered under the original factory warranty.
Benefits of MotorcycleAgent.com
- Dedicated Agent for your motorcycle protection
- ESP from an actual Extended Service Plan Company--Not a Self-Administrated Plan
- Insurance Policy guaranteeing your coverage (Not included with other online plans)
- Plans are approved by the individual states--including Florida
- Coverage for Aftermarket / Upgraded Components (Eagle Guardian)
- $0 Deductible at ANY Repair Facility
- Unlimited Mileage
- Huge Savings (Not just a couple hundred $) over H-D's ESP and Discount ESP
Thanks
Sponsor
Joined: Jun 2019
Posts: 260
Likes: 157
From: Wisconsin
HD Forum Member Discounts
> We don't offer the "Mark it up to Mark it Down" promotions you will see else where. The pricing is the same for every rider at any time--with a few standing discounts.
- Active Military and Veterans receive a $100 discount on any ESP.
- Law Enforcement & First Responders get the same $100 discount.
- Prior Clients (Kutter H-D, Boardtracker H-D, Discount ESP, and Motorcycle Agent) get the same $100 discount.
- HD Forum Members get a $50 discount.
- If we quote your liability insurance (Licensed in 31 states currently) you can stack an extra $25 discount.
> Not having to use your ESP is a good thing--you didn't miss a ride. When Harley-Davidsons break though, it is usually expensive. The administrators we use (AGWS & USCW) have been in business a long time. Yes there is more revenue than claims paid--that is the only way they can stay in business (Same as your insurance company). What I like though: their coverage is amazing, customer service is top notch, dealerships like using them, and they are approved and insured.
Let me know what questions you have and enjoy the ride! (Put a few miles on for me--it was 27 degrees in Wisconsin this morning)
Seasoned HDF Member
Joined: Sep 2009
Posts: 17,145
Likes: 6,168
From: SE Michigan
> Not having to use your ESP is a good thing--you didn't miss a ride. When Harley-Davidsons break though, it is usually expensive. The administrators we use (AGWS & USCW) have been in business a long time. Yes there is more revenue than claims paid--that is the only way they can stay in business (Same as your insurance company). What I like though: their coverage is amazing, customer service is top notch, dealerships like using them, and they are approved and insured.
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Road Captain
Joined: Sep 2009
Posts: 505
Likes: 194
I bought a new road king in 2009. Before the factory warranty ran out, I bought an esp from Jim Palmer due to recommendations of members on this forum. I extended the policy out every time it was nearing the expiration point and it was due to run out in December of 2021. The bike didn't need a lot of unexpected work, but the few times it did, the policy paid for itself. In August of this year, my bike had 106K miles, and even though it still ran great, the shop had already talked to me about pulling the engine and checking to see if it could validate a new head and/or engine, which the policy would pay for.
Unfortunately a deer decided that I didn't need to keep the bike any longer. Insurance totaled out the bike. Side note, I got refunded the money for the unused time on the esp. I have since bought a used bike, and one of the first things I did was to contact Jim Palmer about an esp. Jim has always been patient, helpful, and professional. I peppered him with lots of repetitive knuckle-headed questions and if he always took the time to respond in a courteous manner and to explain so that I understood the answer. Jim stuck with me through lots of questions and quotes as I considered a few different potential bike purchases, until I finally bought one.
If you are like me and expect to go more than 100K miles on a bike, give him a call. Policy costs me about $1.30 a day or less than 5 cents a mile. It pays for itself.
Unfortunately a deer decided that I didn't need to keep the bike any longer. Insurance totaled out the bike. Side note, I got refunded the money for the unused time on the esp. I have since bought a used bike, and one of the first things I did was to contact Jim Palmer about an esp. Jim has always been patient, helpful, and professional. I peppered him with lots of repetitive knuckle-headed questions and if he always took the time to respond in a courteous manner and to explain so that I understood the answer. Jim stuck with me through lots of questions and quotes as I considered a few different potential bike purchases, until I finally bought one.
If you are like me and expect to go more than 100K miles on a bike, give him a call. Policy costs me about $1.30 a day or less than 5 cents a mile. It pays for itself.
Last edited by BLMC; Nov 13, 2020 at 11:59 AM.
Advanced
Joined: Oct 2014
Posts: 60
Likes: 1
From: McKinney, TX
My bike has just over 40K miles on it and I'm coming off my Harley 5 year ESP in August. HD wanted $3,500 for another 5 year with a tire package. Ridiculous. I'm looking at the exact same coverage for $2195 thru Discount ESP.. For me its more than a few hundred bucks.
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