insurance premiums?
Stellar HDF Member
Joined: Apr 2005
Posts: 3,108
Likes: 9
From: Lincolnton, NC
RE: insurance premiums?
I have Progressive Drive - Geiko is a few bucks cheaper.... maybe next year....
Road Captain
Joined: Nov 2007
Posts: 657
Likes: 0
From: Republic of Texas
RE: insurance premiums?
I pay $419/ yr for full coverage with Foremost. I am in Texas and in the insurance business. I don't get a break on my premium for that, though. It will be cheaper next year when I turn 30.
Discounts they offer:
If you have prior MC insurance
If you have your home and/or auto with Farmers
If you belong to HOG
If you took the safety course.
Foremost also offers a towing and roadside assistance package for $8 a year (in Texas, premium may vary elsewhere). This is straight from the web:
Motorcycle customers will enjoy these special benefits with Foremost Towing and Roadside Assistance coverage:
[ul]24 hours a day, 365 days a year, help is just a toll-free phone call away from anywhere in the U.S. and Canada.
24-Hour Emergency Roadside Assistance in the event of a flat tire, running out of gas or need for a battery jump.
More than 23,000 tow/service providers nationwide.
AutoValet emergency concierge service will arrange for services beyond roadside assistance such as arrange for a cab or rental vehicle, find nearby hotel reservations or flight information and relay messages to family or work.
Trip Interruption Coverage, in the event you are caught away from home and your bike can't be ridden because of a covered collision. A total of $500 is available per accident with $100 per day for lodging, $50 for meals per day, and $50 for transportation per day. (You must be 100 miles from home for this coverage to apply.)
No out-of-pocket payment â includes towing, roadside repairs and labor, up to the customer's policy limit.
Foremost Towing and Roadside Assistance will even cover locksmith services. [/ul]
AND, we will cover all reasonable and necessary expenses!
Hope this was helpful
Discounts they offer:
If you have prior MC insurance
If you have your home and/or auto with Farmers
If you belong to HOG
If you took the safety course.
Foremost also offers a towing and roadside assistance package for $8 a year (in Texas, premium may vary elsewhere). This is straight from the web:
Motorcycle customers will enjoy these special benefits with Foremost Towing and Roadside Assistance coverage:
[ul]24 hours a day, 365 days a year, help is just a toll-free phone call away from anywhere in the U.S. and Canada.
24-Hour Emergency Roadside Assistance in the event of a flat tire, running out of gas or need for a battery jump.
More than 23,000 tow/service providers nationwide.
AutoValet emergency concierge service will arrange for services beyond roadside assistance such as arrange for a cab or rental vehicle, find nearby hotel reservations or flight information and relay messages to family or work.
Trip Interruption Coverage, in the event you are caught away from home and your bike can't be ridden because of a covered collision. A total of $500 is available per accident with $100 per day for lodging, $50 for meals per day, and $50 for transportation per day. (You must be 100 miles from home for this coverage to apply.)
No out-of-pocket payment â includes towing, roadside repairs and labor, up to the customer's policy limit.
Foremost Towing and Roadside Assistance will even cover locksmith services. [/ul]
AND, we will cover all reasonable and necessary expenses!
Hope this was helpful
Advanced
Joined: Jan 2007
Posts: 70
Likes: 0
From:
RE: insurance premiums?
Try Markel Insurance. Have used them for years, extremely competative rates....
http://www.markelinsuresfun.com/
http://www.markelinsuresfun.com/
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Tourer
Joined: May 2007
Posts: 486
Likes: 0
From:
RE: insurance premiums?
ORIGINAL: Neckball
From what I've heard Geico may be cheaper the first 6 months-1 year but then they hit you with a substantial increase. I'd like to hear from members who've been with Geico for 3-4 years.
I have Progressive Drive - Geiko is a few bucks cheaper.... maybe next year....