insurance premiums?
Cruiser
Joined: Oct 2007
Posts: 195
Likes: 1
From:
RE: insurance premiums?
I pay $330 per year for full coverage with $500 deductible with Farmers Insurance on a bike that is valued at around $12k. I also have my condo, car and jewelry with Farmers as well. It's not always cheaper to have all your insurance at once place, but in this case it was.
Road Warrior
Joined: Sep 2007
Posts: 1,314
Likes: 5
RE: insurance premiums?
Wow that's high. I pay $173 a year through Farmer's. I've got a mid-level package as far as the various coverage optiions are concern and a $500 deductible. I checked around and it was anywhere from $400 to $800 a year from other companies (Progressive was one of the highest). I also have a clean record. I think area of the country plays into the premiums, I'm in Wyoming.
Elite HDF Member
Joined: Feb 2006
Posts: 3,515
Likes: 6
From:
RE: insurance premiums?
08 ultra with highest options for uninsured motorist and other coverage cost me 624.00 a year thru Geiko. I switched from progressive for same reason, after they uped my rates for no reason.
RE: insurance premiums?
Im an insurance broker in NY state..
What State are you in? Ill quote you !
What State are you in? Ill quote you !
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Outstanding HDF Member
Joined: Jun 2006
Posts: 2,728
Likes: 1
From: Olympia, Washington
RE: insurance premiums?
Call around and get quotes. Insurance can vary widely by location even in the same state. Make sure you get an apples to apples comparison of what you currently have when they offer you a quote. By that, I mean make sure your "quote" reflects the same coverages and deductible you have.
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Tourer
Joined: Sep 2007
Posts: 280
Likes: 0
From: Las Vegas Nevada
RE: insurance premiums?
I'm 49 living in Henderson Nevada this is with Geico
2008 HARLEY FLHX -
Coverage
Limit
Deductible
Premium
BODILY INJURY LIABILITY
$25,000/$50,000
N/A
$58.00
PROPERTY DAMAGE LIABILITY
$20,000
N/A
$25.00
UNINSURED MOTORIST BODILY INJURY
$25,000/$50,000
N/A
$157.00
COMPREHENSIVE
N/A
$500 DED.
$227.00
COLLISION
N/A
$500 DED.
$250.00
[/size][/color][/font]* see your contract, a deductible may apply [/size][/color][/font]
Cycle Total:
$717.00 [/size][/color][/font]
[color=#ff0000]
Total Premium:
[font=verdana,arial,sans-serif][size=-1]$717.00
RE: insurance premiums?
Insurance rates will differ not only from State to State but cities within the State.
For example if you live/garage your vehicle in NYC NY versus Albany NY there is a hugh difference in premium. Other factors are deductibles and liability limits (and of course your driving record accidents/ moving violations etc )as well as purchase price of your vehicle and theft statistics of that vehicle. So no onecan say what is the basic rate! I am a licensed Ins broker in NY State and will be glad to quote insurance rates to anyone whose motorycle is registered in NY State.. send me a PM!
For example if you live/garage your vehicle in NYC NY versus Albany NY there is a hugh difference in premium. Other factors are deductibles and liability limits (and of course your driving record accidents/ moving violations etc )as well as purchase price of your vehicle and theft statistics of that vehicle. So no onecan say what is the basic rate! I am a licensed Ins broker in NY State and will be glad to quote insurance rates to anyone whose motorycle is registered in NY State.. send me a PM!