Insurance time........
Banned
Joined: Sep 2007
Posts: 1,777
Likes: 3
From: Fugitive from justice
RE: Insurance time........
Premiums arereally determined by your market area and your personal risk factors....each company figures it differently, and each also has diff loss experience insame areas of country.
Same driver with same ins co in Spokane pays lots diff than one here.....
I guess the best answer is for you to simply shop aroun then google them up and see which of them seem best suited for your situation
Same driver with same ins co in Spokane pays lots diff than one here.....
I guess the best answer is for you to simply shop aroun then google them up and see which of them seem best suited for your situation
Outstanding HDF Member
Joined: Nov 2006
Posts: 2,144
Likes: 10
From: Mass
RE: Insurance time........
...Comparing insurance rates is like comparing House prices...."gee...you got porked payin 2 million for a Bungalo on Mailbu Beach...my Bungalo in Wheeling,West Virginia only cost 50,000"....get the picture?...take it from an insurance adjuster...[8D]
Elite HDF Member
Joined: May 2006
Posts: 4,391
Likes: 10
From:
RE: Insurance time........
I have state farm for all my vehicles, and my house. We have checked with every insurance company we can find, and for us, state farm is the cheapest... and offers the most. But, like mentioned above, that may not be the case for you. Check around....
Cruiser
Joined: Jul 2007
Posts: 159
Likes: 2
From:
RE: Insurance time........
I tried USAA but they don't sell motorcycle insurance themselves anymore. They have an arrangement through Progressive to cover bikes. The premiums for me (46 years with USAA for car insurance) wereover $200 more than Geico or Nationwide.
Road Master
Joined: Jul 2007
Posts: 792
Likes: 0
From: Niagara Falls, NY
RE: Insurance time........
For my .02 I have Nationwide. I live in Niagara Falls,NY and pay $43 a month year round full coverage with a $500 deducitble(sp?)for my 07RG. Good people to deal with. When I hit a deer a few years ago and put theRK down, Nationwide was within a day or 2 for a claims adjuster and was knowledgeable and worked with the dealer, the only people I knew at the time.
Forgot to mention I was paying 41.50 for my 98 rk same coverage and only went up like $13 for the year with the 07.
Forgot to mention I was paying 41.50 for my 98 rk same coverage and only went up like $13 for the year with the 07.
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Road Captain
Joined: Oct 2007
Posts: 688
Likes: 0
From:
RE: Insurance time........
Tell us where you live and we may be a little more help. I live in rural central IN and use Farm Bureau. $381 a year on the new UC.
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Elite HDF Member
Joined: Mar 2006
Posts: 4,722
Likes: 5
From: Biddeford, Maine
RE: Insurance time........
I use State Farm for all our vehicles, our house, and life insurance.............and for us it's the best rates I could find.
My bike is $305/year for full coverage with 100/500 deductables.
But as others have said.............it greatly depends on where you are located.
Steve
My bike is $305/year for full coverage with 100/500 deductables.
But as others have said.............it greatly depends on where you are located.
Steve