, and selling lotto tickets at 7-11 
Must RANT!!!!!
Thread Starter
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Road Master
Joined: Apr 2007
Posts: 806
Likes: 1
From: Upstate NY
RE: Must RANT!!!!!
ORIGINAL: IAMSWUTIAMS
Always pay cash for the toys. If you can't then you can't afford it.
Always pay cash for the toys. If you can't then you can't afford it.
Extreme HDF Member
Joined: Sep 2006
Posts: 10,920
Likes: 6
From: Upstate New York
RE: Must RANT!!!!!
thats how banks survive?? give you more $ for saving... loan $ for practically nothing,,
makes sense to me,,,,,,,
put everything on your credit cards... pay even more intrest,,,,,, thus make MORE $$$$$ by saving !!
perfect sense!!! thanks L dude!
makes sense to me,,,,,,,
put everything on your credit cards... pay even more intrest,,,,,, thus make MORE $$$$$ by saving !!
perfect sense!!! thanks L dude!
Tourer
Joined: Jun 2007
Posts: 299
Likes: 0
From:
RE: Must RANT!!!!!
I also have HD credit on my bike andthe first 2 payments I did online then they uped the fee from $4 to $6 so I sent my payment bu mail.... my payment was (1) day late ...yes (1) day and they called me up and ask were my payment was..... yes (1) day....any way from that point on I pay online each and every month and pay the $6 fee, I will not set up automatic withdraws never liked them , just my choice..... anyway over the course of the loan I will pay a little more(approx $300) but I dont need to worry about screwing up my credit over slow mail. btw I always pay extra too!!!
Road Captain
Joined: Nov 2007
Posts: 715
Likes: 4
From: katy, texas
RE: Must RANT!!!!!
ORIGINAL: Lewd_Dude
(I am a Banker by the way!)
I have to place a stop payment(cost is $25)
(I am a Banker by the way!)
I have to place a stop payment(cost is $25)
I would ALSO be mad at my bank as well. Cause, if youhave my enough money in a bank to earn 5.5% interest...that is good interest at today's rate. I would expect them to cancel my check at "no charge". Especially if it was a bank I worked at.
I know (personally) banks do waive fee's for customers who have enough money in the bank to have (or use)a private or personal banker when going to the bank.
Just a comment.....
Thread Starter
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Road Master
Joined: Apr 2007
Posts: 806
Likes: 1
From: Upstate NY
RE: Must RANT!!!!!
ORIGINAL: soon to be
I am really not trying to fuel the rant here...but I do have a question/comment.
I would ALSO be mad at my bank as well. Cause, if youhave my enough money in a bank to earn 5.5% interest...that is good interest at today's rate. I would expect them to cancel my check at "no charge". Especially if it was a bank I worked at.
I know (personally) banks do waive fee's for customers who have enough money in the bank to have (or use)a private or personal banker when going to the bank.
Just a comment.....
ORIGINAL: Lewd_Dude
(I am a Banker by the way!)
I have to place a stop payment(cost is $25)
(I am a Banker by the way!)
I have to place a stop payment(cost is $25)
I would ALSO be mad at my bank as well. Cause, if youhave my enough money in a bank to earn 5.5% interest...that is good interest at today's rate. I would expect them to cancel my check at "no charge". Especially if it was a bank I worked at.
I know (personally) banks do waive fee's for customers who have enough money in the bank to have (or use)a private or personal banker when going to the bank.
Just a comment.....
Do not get the wrong idea, if she knew it was there, it would be spent...
Elite HDF Member
Joined: Oct 2007
Posts: 4,521
Likes: 15
From: Bremerton
RE: Must RANT!!!!!
I made payments to a savings account untill I had the cash to buy my Ultra.Loved that ot.
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Road Captain
Joined: Feb 2007
Posts: 513
Likes: 74
From:
RE: Must RANT!!!!!
My automatic payments work great. No worries. I just tear up the statements when I get them.
I, for one, understand borrowing at 5% and making 10% on that money. That's called leverage, and that's how the rich get richer. [sm=laughingsmilie.gif]
I, for one, understand borrowing at 5% and making 10% on that money. That's called leverage, and that's how the rich get richer. [sm=laughingsmilie.gif]
Road Warrior
Joined: May 2006
Posts: 1,479
Likes: 4
From: SoCal
RE: Must RANT!!!!!
Couldn't pay cash? 
NOBODY on this board is poorer than me, remember, I'm a chemist and I kept my wife a stay-at-home mom until the youngest was in 1st grade! Otherwise I would have been riding a 1992 FLH instead of a 2001. Back then the interest rates added nearly $10K to the cost of the Hog. Anyway, because I paid cash, there's no leinholder, somy registrations costs were a lot lower, and my insurance wasmuch less. I still pay $290/year for full coverage. But in Lewd Dude's case, he sure did get a nice ride for all his pain!!! 
NOBODY on this board is poorer than me, remember, I'm a chemist and I kept my wife a stay-at-home mom until the youngest was in 1st grade! Otherwise I would have been riding a 1992 FLH instead of a 2001. Back then the interest rates added nearly $10K to the cost of the Hog. Anyway, because I paid cash, there's no leinholder, somy registrations costs were a lot lower, and my insurance wasmuch less. I still pay $290/year for full coverage. But in Lewd Dude's case, he sure did get a nice ride for all his pain!!!