Will HD ever do a 0% apr?
Thread Starter
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Road Master
Joined: Mar 2008
Posts: 1,140
Likes: 1
From: Cali
Will HD ever do a 0% apr?
Hello,
I was just wondering cause you know how some Car Mfg are doing all they can to jump start or even stay alive, will they ever do the 0% or 1.9% financing?
~J
I was just wondering cause you know how some Car Mfg are doing all they can to jump start or even stay alive, will they ever do the 0% or 1.9% financing?
~J
Outstanding HDF Member
Joined: Aug 2006
Posts: 2,094
Likes: 5
From: SE Wisconsin
I don't think they will, seems like they are jacking up the APR on people.
I know mine came back at a ridiculous 12.9%, I didn't say anything to the finance guy, just gave him the look and he said I'll try some other banks.
I know mine came back at a ridiculous 12.9%, I didn't say anything to the finance guy, just gave him the look and he said I'll try some other banks.
Thread Starter
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Road Master
Joined: Mar 2008
Posts: 1,140
Likes: 1
From: Cali
wow, you are probably right, then they will complaint bout sales
Outstanding HDF Member
Joined: Nov 2006
Posts: 2,144
Likes: 10
From: Mass
...front page of NY Times yesterday was a story of how tough -times are ahead for HD. They focused on the problems the financing arm of HD is having. Basically the problem is that HD can no longer unload it's loans to wall street, much as the mortgage companies did. No one will buy them, so Harley has to keep that debt on the books, that creates liquidity problems, less cash for labor costs, R&D, etc. All that means that it's going to get tougher to buy, which creates sales volume problems...20% down will soon be mandatory...no more 0-down, weak credit.....
Outstanding HDF Member
Joined: Sep 2006
Posts: 2,380
Likes: 14
From: Atlanta
Somebody's going to pay for the cost of capital when HD Finance loans you the money. Guess who that's going to be? If there was ever a 0% or 1.9% rate offered, you can be sure that the purchase price of the bike has been adjusted to offset the low interest rate.
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Road Master
Joined: Jul 2008
Posts: 1,142
Likes: 7
From: Michigan
I think the only 0% APR you will ever find will be Paid in Full cash deals. All lenders are being very careful with their money these days.
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Cruiser
Joined: Mar 2009
Posts: 165
Likes: 0
From: SoCal.
I don't think HD will ever have 0%. They don't seem to give a crap about the customer. They alway seem to have their best interest in mind. Case in point, when you buy a trickle charger the pig tail is not included. Thus another sale for them. When you want passenger floorboards. they have them all apart adding to 3 different sales items. So 0% is not going to happen. If there is no money in it they will not do it. Just my 2 cents.
Road Warrior
Joined: Jan 2006
Posts: 1,808
Likes: 0
From: Waynesville, NC
I don't think HD will ever have 0%. They don't seem to give a crap about the customer. They alway seem to have their best interest in mind. Case in point, when you buy a trickle charger the pig tail is not included. Thus another sale for them. When you want passenger floorboards. they have them all apart adding to 3 different sales items. So 0% is not going to happen. If there is no money in it they will not do it. Just my 2 cents.