Touring Models Road King, Road King Custom, Road King Classic, Road Glide, Street Glide, Electra Glide, Electra Glide Classic, and Electra Glide Ultra Classic bikes.
Sponsored by:
Sponsored by:

Hosed by St8 Farm?

Thread Tools
 
Search this Thread
 
Old Aug 24, 2009 | 10:13 PM
  #1  
Smurfshxt's Avatar
Smurfshxt
Thread Starter
|
Cruiser
Joined: May 2007
Posts: 224
Likes: 0
From: Mason City Iowa
Default Hosed by St8 Farm?

I got caught at the Buffalo Chip in Sturgis in the hailstorm. I have 10 dents in my front fender, and 1 big dent in my tank. St8 farm will only fix my tank and fender, they will not replace.
Have any of you had factory paint matched at a paint shop?
Any tips on getting them to just replace them?

Thanks

Smurf
 
Reply
Old Aug 24, 2009 | 10:27 PM
  #2  
ranman469's Avatar
ranman469
Road Master
Joined: Oct 2007
Posts: 1,028
Likes: 1
Default

whats the problem? if a car gets dented the dont change the hood.

just dont accept any work that is not 100% quality.
 
Reply
Old Aug 24, 2009 | 10:38 PM
  #3  
IAMSWUTIAMS's Avatar
IAMSWUTIAMS
Extreme HDF Member
Joined: Nov 2006
Posts: 18,664
Likes: 16
From: San Diego, Mexifornia
Default

It seems it would be cheaper to replace the fender than pay for the labor to smooth 10 dents.
 
Reply
Old Aug 25, 2009 | 05:43 AM
  #4  
hojones's Avatar
hojones
Ultimate HDF Member
Joined: Sep 2006
Posts: 5,535
Likes: 15
From: Salem, Va.
Default

Pay the diff and get new. That way you know the paint will match.
 
Reply
Old Aug 25, 2009 | 05:43 AM
  #5  
timvan's Avatar
timvan
Road Warrior
Joined: Aug 2008
Posts: 1,474
Likes: 1
From: Acworth, Ga
Default

Paintless Dent Repair... Fender likely wont be a problem, Tank will more than likely need fill/paint
 
Reply
Old Aug 25, 2009 | 06:57 AM
  #6  
n8dc's Avatar
n8dc
Stellar HDF Member
15 Year Member
Liked
Loved
Community Favorite
Joined: Mar 2007
Posts: 2,034
Likes: 45
From: Michigan
Default

Just another good reason to insure thru a company that specializes mainly in M/C insurance..
 
Reply
Old Aug 25, 2009 | 07:01 AM
  #7  
Mike in Oregon's Avatar
Mike in Oregon
Cruiser
Joined: Aug 2009
Posts: 147
Likes: 0
From: Salem, Or.
Default

Originally Posted by hojones
Pay the diff and get new. That way you know the paint will match.
+1

I am very picky and can see your point. I too would be worried about a match. I'm with State Farm and have never had any problem in working with them.
 
Reply
Old Aug 25, 2009 | 07:13 AM
  #8  
maineultraclassic's Avatar
maineultraclassic
Elite HDF Member
Joined: Mar 2006
Posts: 4,722
Likes: 5
From: Biddeford, Maine
Default

Originally Posted by n8dc
Just another good reason to insure thru a company that specializes mainly in M/C insurance..
And who would that be?

Steve
 
Reply
HD Forum Stories

The Best of Harley-Davidson for Lifelong Riders

story-0

7 Times Harley-Davidson Chucked Tradition Out the Window

 Verdad Gallardo
story-1

7 Surprising Harley-Davidson Products that Are Not Motorcycles

 Verdad Gallardo
story-2

8 Best Harley-Davidson Motorcycles Ever

 Pouria Savadkouei
story-3

10 Worst Harley-Davidson Motorcycles Ever

 Pouria Savadkouei
story-4

Killer Custom's Jail Break Is The Breakout That Refused to Blend In

 Verdad Gallardo
story-5

Crazy Bunderbike Build Looks Amazing, But Is It Impossible to Ride?

 Verdad Gallardo
story-6

Harley-Davidson Reveals Super Cool Cafe Racer Concept

 Verdad Gallardo
story-7

Engraved Rebellion: Inside Bundnerbike's Glam Rock II

 Verdad Gallardo
story-8

10 Motorcycles You Should Never Buy

 Joe Kucinski
story-9

10 Things Harley-Davidson Needs to Fix in 2026

 Verdad Gallardo
Old Aug 25, 2009 | 07:15 AM
  #9  
1flhtk4me's Avatar
1flhtk4me
Seasoned HDF Member
15 Year Member
Joined: Apr 2006
Posts: 10,675
Likes: 95
From: Billings,Mt.
Default

I'm sure there is fine print in any policy about replacement or repair.
 
Reply
Old Aug 25, 2009 | 07:19 AM
  #10  
backdoc_rider's Avatar
backdoc_rider
Tourer
Joined: May 2009
Posts: 332
Likes: 0
From: Smithfield, NC
Default

All insurance companies have gone to a system where they do anything in their power to shortchange you on a claim. Get your facts. Go get two estimates on the repairs from shops that specialize in bikes and then get the price on replacement steel from HD. You may be able to prove to them that it's cheaper to replace.

You can fight with them on this a bit too. You can press your point, move up the line to a supervisor. Especially if you have other policies with them too (auto, home owners, etc) If you do, you can threaten to take your business elsewhere if you're not given satisfaction. You will need to be able to back that up if they don't satisfy though. If you or any family members have been in the military, USAA is a great company as insurance companies go. Make the switch.
 
Reply



All times are GMT -5. The time now is 05:59 PM.

story-0
7 Times Harley-Davidson Chucked Tradition Out the Window

Slideshow: Harley-Davidson built its reputation on nostalgia, but every so often, the company took a hard left turn into the future.

By Verdad Gallardo | 2026-05-20 11:18:19


VIEW MORE
story-1
7 Surprising Harley-Davidson Products that Are Not Motorcycles

Slideshow: The bar-and-shield logo shows up on far more than motorcycles, some of the company's most unexpected products have nothing to do with riding.

By Verdad Gallardo | 2026-04-29 16:50:35


VIEW MORE
story-2
8 Best Harley-Davidson Motorcycles Ever

Slideshow: Not every Harley gets it right, but these are the ones that genuinely earned their reputation.

By Pouria Savadkouei | 2026-04-15 14:23:21


VIEW MORE
story-3
10 Worst Harley-Davidson Motorcycles Ever

Slideshow: From the troubled AMF years to modern misfires, these bikes earned reputations for reliability issues, questionable engineering, or disappointing performance.

By Pouria Savadkouei | 2026-04-01 20:01:09


VIEW MORE
story-4
Killer Custom's Jail Break Is The Breakout That Refused to Blend In

Slideshow: Killer Custom's "Jail Breaker" build focuses more on stance and visual aggression than mechanical overhaul.

By Verdad Gallardo | 2026-03-18 19:20:32


VIEW MORE
story-5
Crazy Bunderbike Build Looks Amazing, But Is It Impossible to Ride?

Slideshow: The Swiss custom shop has taken a Harley Softail and stretched it into something so long and low that it looks closer to a rolling sculpture than a conventional motorcycle.

By Verdad Gallardo | 2026-03-07 16:15:30


VIEW MORE
story-6
Harley-Davidson Reveals Super Cool Cafe Racer Concept

Slideshow: Harley-Davidson's new RMCR concept revives the café racer formula with modern hardware-and it may be exactly the reset the company needs.

By Verdad Gallardo | 2026-03-04 12:23:37


VIEW MORE
story-7
Engraved Rebellion: Inside Bundnerbike's Glam Rock II

Slideshow: A standard cruiser becomes an intricate metal canvas in the hands of a Swiss custom house known for pushing Harley-Davidson platforms far beyond their factory brief.

By Verdad Gallardo | 2026-02-24 18:19:44


VIEW MORE
story-8
10 Motorcycles You Should Never Buy

Slideshow: There is no shortage of great motorcycles to buy, but we would avoid these ten.

By Joe Kucinski | 2026-02-19 14:50:51


VIEW MORE
story-9
10 Things Harley-Davidson Needs to Fix in 2026

Slideshow: Harley-Davidson's challenges aren't abstract; they show up in dropping shipments, shrinking dealer traffic, and strategic decisions that aren't yet translating into growth.

By Verdad Gallardo | 2026-01-13 18:33:17


VIEW MORE