Ouch! wrecked my SG
Road Warrior
Joined: May 2008
Posts: 1,802
Likes: 2
From: Salt Lake City, UT. Dushore, Pa.
Glad you're OK. I've hit a car when they stopped doing a u-turn, hit a box with tar paper roll in it when dropped in middle of road under an underpass off ramp, and hit a iron fence when bike got away from me doing a burn out. That being said the forks never bent. The crash bars bend pretty easy and I doubt the frame is bent either. The dealer will wright everything up on the estimate as they don't want any liability and folks want their bikes put back as new. They don't even clean off the dirt to see if anything can be polished out. They have mechanics not body folks. I've saved a lot of parts with a little elbow grease. It sounds like most stuff is bolt off and on and you can do it yourself and save some money for upgrades. It depends on the insurance co. but most will pay you the estimate and you can get the bike repaired where you want. I think Farmers is one of the ones that makes the shop send in damaged parts. A good painter can fix and paint most parts cheaper than getting them from Harley. My 84 year buddy got hit by a car that toook off and estimate was over $8k and I fixed for $800. He had invertingly dropped his comprehensive insurance. Good Luck with whatever you decide.
Last edited by gmc; Feb 4, 2013 at 10:29 AM.
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Tourer
Joined: Jun 2009
Posts: 346
Likes: 0
Update 1 week after the accident: Got the bike to the shop, insurance has been there and took the pictures. According to insurance and the shop the bike is repairable, so now comes the next step of the dealer sending the quote to insurance and hoping they accept it. It was mentioned that once that is done it may be a good time to decide on some part upgrades while the bike is apart and labor is already paid for. I will keep everyone posted as I'm interested just how long it takes from accident to completed repairs. It also could serve as plug or rant for the dealer and insurance company.
Road Warrior
Joined: Jan 2008
Posts: 1,995
Likes: 2
From: Land of 10,000 lakes
Take the bike home. Buy a good jack or lift, buy the parts you need from E-bay or at a discount from whomever and fix it yourself. You will save thousands and it is incredibly easy to do. With the money you save you can pay for the high insurance bills you will be paying for the next 5 years.
Extreme HDF Member
Joined: Sep 2005
Posts: 11,615
Likes: 50
From: Baton Rouge, LA
Do not fret, my friend. In Oct. 2009 I hit a dog on a trip to AR, and that caused $7k worth of damage to the bike and 18 months nursing a torn ACL in my left knee. The knee repaired and the bike is now better than it was before thanks to a very generous insurance adjustor. It sounds like you're much better off that I was, so keep your chin up, as you'll be back up and running soon.
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Road Master
Joined: Jun 2012
Posts: 1,012
Likes: 5
From: N.W. Illinois Stephenson County
Take the bike home. Buy a good jack or lift, buy the parts you need from E-bay or at a discount from whomever and fix it yourself. You will save thousands and it is incredibly easy to do. With the money you save you can pay for the high insurance bills you will be paying for the next 5 years.
Do the work yourself. I hit a deer last year. Bent the tab where the crash bar attaches to the frame, cracked the LH saddle bag and lid, and bent the hell out of the crash bar. The insurance paid me $3805 to repair. I fixed the tab myself at no cost. Bought a used set of crashbars for $40. And new CVO streched bags $360. Used the other $3400pic on upgrades! Pipes, seat, tour pak, etc....
