Zero down zero payments 7 months 1.9 interest
Seasoned HDF Member
Joined: Apr 2012
Posts: 9,982
Likes: 5,220
From: Michigan
Anyone thinking about financing a bike, please compare apples-to-apples before you sign any contract.
Check with your (or any) credit union for the same amount of money you are planning on financing along with the same number of months/payments.
Longer plans make for smaller payments but it will cost you more in interest in the long run, so just for the heck of it, also compare and consider a shorter plan if you can swing the payment comfortably.
A lot of things can happen in 7 years and you don't want to be in a position that could force you to sell your bike to eliminate a monthly payment.
In some cases, you may be better off not having a lot of equity in a bike but you also don't want to be in a position where you have NO equity at all.
Check with your (or any) credit union for the same amount of money you are planning on financing along with the same number of months/payments.
Longer plans make for smaller payments but it will cost you more in interest in the long run, so just for the heck of it, also compare and consider a shorter plan if you can swing the payment comfortably.
A lot of things can happen in 7 years and you don't want to be in a position that could force you to sell your bike to eliminate a monthly payment.
In some cases, you may be better off not having a lot of equity in a bike but you also don't want to be in a position where you have NO equity at all.
Outstanding HDF Member
Joined: Nov 2008
Posts: 2,034
Likes: 128
In essence, the factory manufacturers the vehicles and sells them to the Harley stores, which are free to charge MSRP, more than MSRP or less than MSRP. In a perfect world the MOCO would like to see all dealers at the same price, but this ain't a perfect world so the "free market" takes over. Dealers are also free to guide potential buyers of their vehicles toward the factory's financial arm or they can guide them toward whoever they want. Again, it's a free market.
Seasoned HDF Member
Joined: Oct 2009
Posts: 7,483
Likes: 4,957
From: North Dakota
Don't think they had 84 month loans then, but we did several 72 month ones, paid all off within 48 months.
Thread Starter
|
Advanced
Joined: Mar 2009
Posts: 76
Likes: 0
From: Houston Tx.
Thanks for the replies. Earlier I mentioned 21k for a SG, but was not referring to a SGS, but the standard street glide. Given my further research it seems that I should shoot for around 19k out the door for a standard SG. Is that a pipe dream or possible? Thanks!
Road Warrior
Joined: Dec 2012
Posts: 1,335
Likes: 5
From: CT
Sent from my Galaxy Nexus
HD Forum Stories
The Best of Harley-Davidson for Lifelong Riders
7 Surprising Harley-Davidson Products that Are Not Motorcycles
Verdad Gallardo
8 Best Harley-Davidson Motorcycles Ever
Pouria Savadkouei
10 Worst Harley-Davidson Motorcycles Ever
Pouria Savadkouei
Killer Custom's Jail Break Is The Breakout That Refused to Blend In
Verdad Gallardo
Crazy Bunderbike Build Looks Amazing, But Is It Impossible to Ride?
Verdad Gallardo
Harley-Davidson Reveals Super Cool Cafe Racer Concept
Verdad Gallardo
Engraved Rebellion: Inside Bundnerbike's Glam Rock II
Verdad Gallardo
10 Motorcycles You Should Never Buy
Joe Kucinski
10 Things Harley-Davidson Needs to Fix in 2026
Verdad Gallardo
Intermediate
Joined: Mar 2012
Posts: 26
Likes: 1
From: SUSSEX
And at the end of 7 months (can't believe it's that short a term) you will have to refinance. In 7 months all you payed on was the interest, no principal! At lot of money right down the drain. And now you have to go out and finance again-at what rate? Make no sense to me.