Motorcycle security
Most cops in most states will arrest you and will charge you with a felony if you threaten someone with a firearm or shoot someone with a firearm if you are protecting only property such as a motorcycle. The exception would be in a concealed or open carry state where the thief is threatening you physically - in which case the theft is not a theft - it is a robbery. In states like the People's Republic of New Jersey, the "Castle Doctrine" is not applicable - meaning, you have to retreat to the farthest corner of your house in the middle of the night before being able to empty your 9mm into the intruder's chest to protect your life and the life of your family. In New York City, only cops are allowed to even own handguns. Same for Wash, DC. So this "protect your bike with a .357 etc, is of course ridiculous. Insurance, chain the bike to a fixed object, or chain multiple bikes together are your best best. Lojack will get your bike back quickly, but the initial cost is very high. For those of you will lots of discretionary income, this is your best bet.
Rounder where do you get your insurance from?
Most cops in most states will arrest you and will charge you with a felony if you threaten someone with a firearm or shoot someone with a firearm if you are protecting only property such as a motorcycle. The exception would be in a concealed or open carry state where the thief is threatening you physically - in which case the theft is not a theft - it is a robbery. In states like the People's Republic of New Jersey, the "Castle Doctrine" is not applicable - meaning, you have to retreat to the farthest corner of your house in the middle of the night before being able to empty your 9mm into the intruder's chest to protect your life and the life of your family. In New York City, only cops are allowed to even own handguns. Same for Wash, DC. So this "protect your bike with a .357 etc, is of course ridiculous. Insurance, chain the bike to a fixed object, or chain multiple bikes together are your best best. Lojack will get your bike back quickly, but the initial cost is very high. For those of you will lots of discretionary income, this is your best bet.
The NRA has a page that will allow one to check each state's statutes, for those who are interested.
Last edited by BULLDOG88; Jan 31, 2010 at 08:39 PM.
You have to make a decision insurance or theft prevention, personally I think if you do both, your waisting money. What I'm saying is, either lock it, hide it, alarm it, etc, and that is to deter a thief from stealing your ride and taking somebody else that is little to no effort.
OR
Pay for damn good insurance, full coverage, and realize that most policy's have small print, so all that bling, 103 eng build, stuff you added on, if you don't have an extra rider to that policy, your gonna get what that bike would blue book at the time it was stolen, which means you will take it in the shorts or you will have to up your policy on comprehension I think theft is under.
Me personally, I have put a hell of a lot of money/sweat equity in my ride. It's in a locked garage when I am not riding, it's in full eye sight when I am riding or it's locked/alarmed, if I'm not in eye sight of it.
I've got this alarm http://www.xenasecurity.com/product/...s/alarm/page1/
If you have ever heard it go off you will know it, it friggin hurts your ears. You can't freeze it, shoot it, cut it, burn it, whatever. All it takes isthe slightest of movements and it's blaring. Which is bound to get someones attention, mainly mine. You won't be able to ride my bike with that on, but if you got a few guys and are quick you can pick it up and throw it in the back of truck/van and it's all yours.
Which brings me to my last point, the reason I have prevention measures and not theft insurance is, if you steal my ride from me, keep it, I'll get a new one. I don't want the thing back after it's been raped, altered, pillaged, stripped, dented, scratched, layed down, etc. I don't want anything to do with a bike that every time I ride reminds me of being violated.
That's my .02cents
Many years ago I saw a pickup with the tailgate down stop next to a hog and 2 big dudes jumped out, THREW the bike in the back, slammed the gate and drove off - in 15 seconds. No license plate, of course.
I like my cable lock, the neck lock and for a disc lock, I use one of those cutter-proof locks with the circular pawl you can get for about $10 at the hardware store. Finding something immobile and using a cable will make it nearly impossible for a theif, but I saw something funny one day...a FRONT WHEEL of a bike chained to a pole; bike was gone! Be sure to loop the frame, man. As mentioned, 2 bikes are hard to move.
I do the car block thing too, and have a very noisy garage door, nosy neighbors, and multiple turns the bike has to make to get out. Try backing a 950 lb. bike with a fork lock, disc lock, and a truck and a car in the way, through several turns.
If you got that far, I'm a very good shot and a powerlifter. I'll pull you apart after I take out your knees. Then eat your head.
God, I hate thieves!
I keep a running total of all accessories we've added to both bikes since day 1. The $$$ amount we had listed on the policies under "additional accessories" is way, way under what we now have into the bikes. Tomorrow we're substantially increasing the $$$$ amounts on both bikes. BTW.... depending on where you live depends on what you pay.
Michigan has some of the HIGHEST insurance rates and mandates in the country. Premiums on Hubby 06 FLSTC last year was $450 and My 07 Dyna is $350, for Full coverage, with 500 collision deduct and 250 comp deduct. No tickets, no accidents, excellent credit rating and we're both in our 60's. We also got a discount for multiple vehicles. This is the CHEAPEST rates we could find and is through Progressive. Michigan wont let GEICO sell policies here.
If and when you get a new bike.....be sure to post photos of your new pride and joy!!
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