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Considering this is an '08 and already you're 4 mos behind, you need to do a little soul-searching.
1. Are you gonna ever get caught up? I don't mean that in a harsh way. Many of us have been through hard times. You need to consider...on YOUR list of priorities what are the chances you will actually get the loan caught up and not have the bike repo'd?If your out of work, have health issues in your family, or other real problems we all must face that are causing you to run short on cash...maybe you should quit ducking the repo guy and get the bike picked up so that you can concentrate on more serious/meaningful matters to get you over your current hump.
2. If you don't think you will likely be able to get caught up on the loan for ANY reason...why spend money on service? Even doing service yourself and sending Harley Credit the money you would have given the dealer's service dept doesn't make sense. If you really KNOW your not going to be able get caught up on the bike payment any time soon (and only you can know this), then just give up the bike...save your much needed money. Don't spend it on service parts or a Harley Credit payment. Use the money for something really important like food, shelter, clothing, etc.
I don't know how bad things are for you. I just hope this repo thing is just you being a little careless rather than a serious health or career issue, but I sure do wish you the best. Just PLEASE don't throw money towards your bike for ANYTHING if your just going to wind up getting it repo'd in the next few months anyway.
GOOD LUCK.
Well stated. I agree, don't put anymore money into the bike at this point.
Well I see several people responded to my question. I think one actually answered my question. Some (very few) responded the way you would expect a Harley owner to reply. Most of you guys responded with child like ******* responses.
I over came my unexpected financial problems and just paid the bike off. For those who tried to help or gave words of encouragment, thanks. It was appreciated. For those who made the insultive high school girl remarks.... well they probably don't even own a Harley and just come on this forum to act like they do. You will know which ones I mean as I'm sure they will comment in a rage because one more REAL Harley owner kept his bike.
No offense, but yes, I own mine, and that's called ****ty financial planning.
I can afford to pay all my bills for over 5 months if I lose my job - I waited to buy things till I was at that point. If I can't find a job in 5 months, the world is mighty ****ed up.
Dude thats pathetic, man up and give your damn bike up. It never was yours to start with. Your part of the problem ! Hell that's finance 101 If you bought a bike and it put's you so close to the edge of your disposable income, that your eaten cat food and dodging bill collectors. Why you bothering us...sh%t you need life skills. good luck
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