Foremost Insurance....
Thread Starter
|
Seasoned HDF Member
Joined: Sep 2007
Posts: 9,741
Likes: 1,599
From: Danbury CT
Foremost Insurance....
Road Master
Joined: Dec 2008
Posts: 923
Likes: 3
From: Southern Oregon
I have formost and have to say they are excellent.
I got my new Fat bob in November and when I called to let Formost know, my rate was going up by $170 a year. I was not happy and told them to keep it on for now but I would be looking for less expensive rates.
Well I never got around to checking. In January I was in an accident that almost totalled my new bike, $12,000 in damages. Formost was so easy to deal with. They called me once to get my story and that was it. They delt directly with the Harley dealer and told them to fix it.
By the time Harely was done, it was over $14,000 and if harley would have told Formost that in the beginning, Formost would have just bought me a new bike. I have a feeling the dealer wanted a to make some money on the repairs. But that's a story about the dealer.....
Anyway, Formost had my fixed like brand new, no issues about anything. Any part the needed to be replaed, no matter how small a scratch, Formost replaced it.
When I was finished, they called to make sure it was fixed to may satisfaction (it was). With all this in mind, it worth the extra $170 a year (went from $430 to $600).
There is a guy on here who recently was saying that Progressive was giving him a hard time. I guess his frame was bent in an accident and Progressive said they would not replace it, it had to be straightened. NO FRICKEN WAY! It's not safe! With this in mind, I would never go with Progressive. My frame had a tiny paint crack after the accident. It didn't appear to be bent but Formost said replace it just in case. They seem to be concerned about their customers safety, not trying to save a buck when you need them.
I got my new Fat bob in November and when I called to let Formost know, my rate was going up by $170 a year. I was not happy and told them to keep it on for now but I would be looking for less expensive rates.
Well I never got around to checking. In January I was in an accident that almost totalled my new bike, $12,000 in damages. Formost was so easy to deal with. They called me once to get my story and that was it. They delt directly with the Harley dealer and told them to fix it.
By the time Harely was done, it was over $14,000 and if harley would have told Formost that in the beginning, Formost would have just bought me a new bike. I have a feeling the dealer wanted a to make some money on the repairs. But that's a story about the dealer.....
Anyway, Formost had my fixed like brand new, no issues about anything. Any part the needed to be replaed, no matter how small a scratch, Formost replaced it.
When I was finished, they called to make sure it was fixed to may satisfaction (it was). With all this in mind, it worth the extra $170 a year (went from $430 to $600).
There is a guy on here who recently was saying that Progressive was giving him a hard time. I guess his frame was bent in an accident and Progressive said they would not replace it, it had to be straightened. NO FRICKEN WAY! It's not safe! With this in mind, I would never go with Progressive. My frame had a tiny paint crack after the accident. It didn't appear to be bent but Formost said replace it just in case. They seem to be concerned about their customers safety, not trying to save a buck when you need them.
Elite HDF Member
Joined: Feb 2008
Posts: 4,606
Likes: 2
From: Denver, Colorado
I'm in the industry, and I have heard good things. They are currently competitive as I think they are trying to increase their market share. Always a good time to get a good rate, if that is so.
Road Captain
Joined: Apr 2008
Posts: 576
Likes: 1
From: Vermont
I changed over to Foremost through AARP a few years ago. Had Dairyland and Foremost came up with a better rate and better coverage. Haven't had to use them though!!
Trending Topics
Road Captain
Joined: Sep 2007
Posts: 718
Likes: 0
From: New Jersey
I've had Foremost for 5 years and they were great when I totalled my bike in '07, very fast service and I was very Happy with the outcome.
HD Forum Stories
The Best of Harley-Davidson for Lifelong Riders
7 Surprising Harley-Davidson Products that Are Not Motorcycles
Verdad Gallardo
8 Best Harley-Davidson Motorcycles Ever
Pouria Savadkouei
10 Worst Harley-Davidson Motorcycles Ever
Pouria Savadkouei
Killer Custom's Jail Break Is The Breakout That Refused to Blend In
Verdad Gallardo
Crazy Bunderbike Build Looks Amazing, But Is It Impossible to Ride?
Verdad Gallardo
Harley-Davidson Reveals Super Cool Cafe Racer Concept
Verdad Gallardo
Engraved Rebellion: Inside Bundnerbike's Glam Rock II
Verdad Gallardo
10 Motorcycles You Should Never Buy
Joe Kucinski
10 Things Harley-Davidson Needs to Fix in 2026
Verdad Gallardo
Thread
Thread Starter
Forum
Replies
Last Post